It continues to be a wild ride in the financial markets. You’d think that trade war fears and some soft recent macroeconomic data would push markets lower. But that’s not what has happened at all. The stock market had its best first half of the year in recent memory. And bond prices have risen to … <a href="https://www.blueprintincome.com/resources/all-articles/">Continued</a>
In response to a decline in bond yields, many insurers reduced annuity rates this month, but top fixed annuity rates have held steady. Lincoln Financial increased longevity annuity rates, but all other carriers have reduced rates. Sentiment has shifted from believing the Federal Reserve would not change rates any time soon to conventional wisdom now … <a href="https://www.blueprintincome.com/resources/all-articles/">Continued</a>
On June 19, Vanguard exited the income annuity business to focus on other priorities.
The market now predicts a 68% chance that rates will be cut in July, up from a 20% chance just a week ago.
Fixed annuities tend to follow movements in Treasury rates but move more slowly. The highest yielding fixed annuities are relatively more attractive, but be aware of counter-party credit risk.
Annuity rates have held steady this month. After several consecutive months of Treasury Bond declines, things leveled off in April.
We have recently identified parameters where certain indexed annuities with income riders generate more lifetime income than longevity annuities (a.k.a. deferred income annuities or DIAs).
We've expanded our real-time income annuity calculator to include Period Certain annuities. Unlike other income annuities, Period Certain annuities are not life contingent.
Next Deferred Income Annuity offers simple and transparent way to begin building guaranteed income for retirement with as little as $100