Inside Blueprint Income

Blueprint Income and Pacific Life Launch New Digital Experience to Modernize Annuity Market

Next Deferred Income Annuity offers simple and transparent way to begin building guaranteed income for retirement with as little as $100

Annuity Basics

Understanding Rate Lock and How It Differs Between Income Annuities and Fixed Annuities

A summary of rate lock procedures for income annuities and fixed annuities.


QLAC Limit Remains at $130,000 in 2019

The IRS QLAC limit for how much of your 401(k) or IRA you can convert into a Qualified Longevity Annuity Contract remains at $130,000 for 2019.


Longevity: To Drink or Not to Drink?

When it comes to the fountain of longevity, the question remains: to drink or not to drink? The net result? It may surprise you.


Do Your Family Genes Impact Longevity?

Research suggests that there is a relationship between parent and offspring longevity. Environmental factors play a role as well.


How Does a QLAC Defer Required Minimum Distributions (RMDs)?

By transferring money out of your Traditional IRA and into a QLAC, you reduce the Traditional IRA balance subject to RMDs, deferring them until the QLAC income starts.

Annuity Basics

Online Annuities: How (and How Not) to Buy an Annuity Online

Not all annuity website are created equal. Do your homework.

Annuity Basics

No Agent Annuities? Be Careful about Empty Promises

Not all insurance agents are created equal. Be leery of those who think of your financial life as an opportunity to sell you something.

Annuity Basics

Should You Hate Annuities like Ken Fisher?

Should you hate annuities? Yes, some types. Others? No, not if you believe the federal government, trusted academics or Ken Fisher himself.


Purchasing a QLAC in a Tax Deferred Plan

Instructions for how to purchase a Qualified Longevity Annuity Contract (QLAC) in a 401(k), 403(b), IRA or other plan.