Retirement Income
Buying Tips When Purchasing a Fixed Annuity
The answers to the most important questions for when you purchase a fixed annuity.
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Retirement Income
Should You Buy a Fixed Annuity?
A fixed annuity provides a safe, tax-advantaged way to earn a good return on savings needed in the near future, similar to a CD. We’ve created this quick checklist so you can know if a fixed annuity is a good fit for you.
Retirement Income
The Pros and Cons of a Fixed Annuity
Fixed annuities have several financial benefits to help make retirement planning simpler, but also have some drawbacks. Find out what a fixed annuity has to offer before you purchase.
Retirement Income
Customizing Your Fixed Annuity
There are many features you can add to your fixed annuity so it best fits your needs. We’ve broken down the options you can select to customize your fixed annuity.
Annuity Basics
Recent Fed Moves and Their Impact on Annuity Pricing
Annuity rates didn’t really budge in August. But given the declines in bond yields, that’s actually a good thing and means that annuity pricing might soon decline. If you’re thinking about making an annuity purchase before the end of the year, now is an attractive time to do it.
Annuity Basics
Optimizing a Retirement Portfolio Using Annuities
If one's goal is to avoid running out of money in retirement while leaving the largest possible legacy behind at death, then income annuities play a crucial role. In Blueprint Income's recent white paper, we demonstrate that portfolios made up of just stocks and annuities produce the best outcomes.
Retirement Income
New Study Highlights Baby Boomers Need for Retirement Income
A recent study by the Insurance Retirement Institute (IRI) shows that baby boomers are not adequately prepared for retirement. Retirement income from an annuity can help baby boomers retire with the peace of mind that they will not outlive their retirement savings.
Retirement Planning
Use Technology to Address These 3 Retirement Challenges
Preparing for retirement can be challenging but new technology is making it easier to prepare, plan and manage retirement. Using technology can lower fees, provide better education and access to new opportunities
Annuity Basics
The Yield Curve Is Flattening — Here’s What It Means for Annuities
A flattening yield curve (one where the difference between short-term and long-term Treasury yields is smaller than usual) suggests two annuity buying strategies. Either buy a fixed rate annuity now, and wait for rates to rise before buying an income annuity. Or, start buying income now but do so in small pieces over time.
Retirement Planning
Taxes in Retirement
Taxation has a large impact on your retirement preparedness. Developing a plan to handle the differing rules and regulations on various types of retirement income is an important step to effectively plan for retirement. This article provides an overview of taxation on retirement income and links to resources that will help you understand taxes in retirement and make the decisions that are right for you.