QLACs

New Legislation, If Passed, Would Increase QLAC Limits

One part of the The Retirement Plan Simplification and Enhancement Act, calls for making upward revisions of the QLAC limit. Under the new proposed rules, you could contribute up to $200,000 or 100% of your 401(k) or IRA account balance to a QLAC, but it is still up in the air as to whether this will get passed.

Annuity Basics

Annuity Tax Forms for Qualified and Non-Qualified Income Annuities

Qualified and non-qualified income annuities have differing tax treatment, meaning that once your retirement income has begun you will receive different tax forms reporting the amount of income generated from your qualified or non-qualified annuity. Here are the tax forms for your annuity and when you can expect to receive them.

Inside Blueprint Income

We’ve Created a Better Annuity Buying Process

At Blueprint Income, we're working to make the annuity market a simpler and easier space to navigate. Each day we're focused on offering a better service and product that makes sense for you.

Annuity Basics

Why Are Annuity Rates Increasing and Will It Continue?

Increasing annuity rates, usually driven by long-term Treasury bonds and investment-grade corporate bond yields, have caused buyers to question whether the trend will continue and how that affects their plan to purchase an annuity. While it's challenging to predict future long-term interest rates, there are strategies to mitigate interest rate risk.

Retirement Planning

Taking Gains off the Table

The recent bull market has been an attractive place for investors looking to generate sizable returns on their investment. Ongoing speculation of a potential market downturn in 2018 is now leaving investors with the challenge of finding a way to protect their recent gains.

Pensions

5 Ways To Increase Your Pension Check

To maximize your retirement, you should try to maximize guaranteed income available to you. Here are 4 ways to increase your pension check.

Retirement Planning

History of Retirement (& Future Outlook)

The history of retirement starts with us not living long enough to retire. Then, the introduction of Social Security and pensions gave us retirement security. Today, we're struggling to manage market and longevity risks on our own.

Longevity

How Long Will I Live?

We aren’t fortune tellers, but with good data we can make predictions for the future. Here we answer the question “how long will I live?” by analyzing data.