Longevity

How to Mitigate Longevity Risk in Retirement

Increasing lifespans and a recent shift in the US retirement system from employer pensions to accumulation strategies has created new challenges for Americans planning for retirement. Learn how to mitigate longevity risk and create guaranteed retirement income that will last as long as you do.

Longevity

4 Big Opportunities with Longer Retirements

With a longer retirement you can take the time to explore your interests and hobbies. Unsure of what that may look like? Here are four opportunities you’ll have during retirement

Longevity

The Data on Longer Lives

The average human lifespan is increasing, but what does that really mean? We’ve compiled a list of the most significant facts on longevity.

Longevity

Announcing Our Series on Longevity

The average human lifespan is increasing, and with that retirement is too. It’s important to consider these three questions so you don’t outlive your savings during retirement.

Longevity

The 4% Rule

The 4% rule is a general rule of thumb to guide how much you can withdraw from your investments. Here’s how it works.

Longevity

Non-Guaranteed Retirement Income Strategies

Utilizing asset-based tools to save for retirement is a great supplement to income annuities and the Personal Pension. Find out the four ways you can accumulate additional assets.

The Personal Pension

Retire Easy with a Private Pension

You can retire easy and secure with a private pension (Personal Pension) because our Personal Pension is backed by a highly-rated insurance company that guarantees for every dollar you contribute, you will receive a certain amount of income every month starting when you retire.

Longevity

Good Annuities

A classic, good annuity is one that provides guaranteed income for as long as you live. It’s a way to diversify your portfolio, and make sure that your basic retirement expenses will be covered. But beware of market-based annuities that promise too much and don't deliver good value.

Longevity

Annuities Overview

An annuity is a way to turn your savings into guaranteed income you can’t outlive, no matter what happens in the market or how long you live. But, like everything else, there are the good and the bad. Learn how to tell the difference.