Blueprint Income

Blueprint Income

Financial Planning Professional

We are a team of finance, insurance, and actuarial professionals working to make it easier for everyone to achieve a steady and comfortable retirement. We write about annuities (the good and the bad) and provide strategies to help Americans prepare for retirement.

Annuity Basics

Annuities 101 — Annuity Basics for Beginners

An annuity can provide guaranteed lifetime income that reduces the likelihood that you’ll run out of money in retirement. Income from an annuity is predictable, steady, and cannot be outlived. This Annuities 101 article provides an overview of annuities and links to resources that will help you decide if an annuity is right for you.

Longevity

Fixed and Income Annuities Overview

An annuity is a way to turn your savings into guaranteed income you can’t outlive, no matter what happens in the market or how long you live.

Annuity Trends

July 2020: How Today’s Fixed Annuity Rates Compare

Fixed income yields are at historic lows, but there are plenty of fixed annuities offering 3%+ yield. Be sure to understand the insurer’s financial strength and that the withdrawal provisions before purchasing and make sure they fit with your intended use of the product.

Annuity Trends

July Market Update: Monetary and Fiscal Stimulus Propel Markets

The S&amp;P 500 and other market indices are almost back to pre-COVID levels. Credit spreads for the riskiest borrowers are back near historical averages despite depressed profitability expectations in most industries and much higher uncertainty about future profitability. This is occurring at a time of 13% unemployment, unprecedented government deficits, and in a period of &hellip; <a href="https://www.blueprintincome.com/resources/annuity-basics/annuities-101-annuity-basics-for-beginners/">Continued</a>

Annuity Basics

Can You Lose Money In An Annuity? Know These Two Things To Figure It Out

There are two things you need to know if you’re an annuity owner or considering a purchase if you want to understand whether you can lose money. First, what kind of annuity do you own or are you considering purchasing? Second, what is the financial strength rating of the insurer?