Treasury yields are low by historical standards, and the Fed says it “will likely aim to achieve inflation moderately above 2 percent for some time”. What does this mean for the annuity market?
Fixed income yields are at historic lows, but there are plenty of fixed annuities offering 3%+ yield. Be sure to understand the insurer’s financial strength and that the withdrawal provisions before purchasing and make sure they fit with your intended use of the product.
The S&P 500 and other market indices are almost back to pre-COVID levels. Credit spreads for the riskiest borrowers are back near historical averages despite depressed profitability expectations in most industries and much higher uncertainty about future profitability. This is occurring at a time of 13% unemployment, unprecedented government deficits, and in a period of … <a href="https://www.blueprintincome.com/resources/annuity-trends/whats-next-for-annuity-rates-september-2020/">Continued</a>
We answer some of the most common questions we get from potential clients regarding CDs and fixed annuities.
Through the AARP Annuity Marketplace powered by Blueprint Income, AARP members can customize, compare, and purchase simple annuities from seven insurance companies, each with a financial strength rating of A+ or higher.
There are two things you need to know if you’re an annuity owner or considering a purchase if you want to understand whether you can lose money. First, what kind of annuity do you own or are you considering purchasing? Second, what is the financial strength rating of the insurer?
If you're thinking about an annuity purchase, keep these 9 things in mind when evaluating the financial strength of the annuity issuer.
Blueprint Income's immediate annuity clients share how the guaranteed income they receive each month is bringing them peace of mind and helping to navigate the volatile market environment.
We are working hard to help retirees make the most of the financial challenges that the COVID-19 (Coronavirus) pandemic has brought on for many.
American Life (AM Best: B++) is currently offering the most competitive fixed annuity rates on the Blueprint Income platform. While just about every other insurer cut rates in March, American Life actually increased its rates. American Life is 60 years old, but, under new ownership, the company has refocused on leveraging modern technology to deliver … <a href="https://www.blueprintincome.com/resources/annuity-trends/whats-next-for-annuity-rates-september-2020/">Continued</a>