An annuity can provide guaranteed lifetime income that reduces the likelihood that you’ll run out of money in retirement. Income from an annuity is predictable, steady, and cannot be outlived. This Annuities 101 article provides an overview of annuities and links to resources that will help you decide if an annuity is right for you.
Planning for your retirement can be broken down into three primary objectives: liquidity, growth, and income. There are different financial products to use to meet each of those needs.
An annuity is a way to turn your savings into guaranteed income you can’t outlive, no matter what happens in the market or how long you live.
Monthly annuity rates intelligence report to keep you informed and on top of annuity rates.
Treasury yields are low by historical standards, and the Fed says it “will likely aim to achieve inflation moderately above 2 percent for some time”. What does this mean for the annuity market?
Fixed income yields are at historic lows, but there are plenty of fixed annuities offering 3%+ yield. Be sure to understand the insurer’s financial strength and that the withdrawal provisions before purchasing and make sure they fit with your intended use of the product.
The S&P 500 and other market indices are almost back to pre-COVID levels. Credit spreads for the riskiest borrowers are back near historical averages despite depressed profitability expectations in most industries and much higher uncertainty about future profitability. This is occurring at a time of 13% unemployment, unprecedented government deficits, and in a period of … <a href="https://www.blueprintincome.com/resources/annuity-basics/annuities-101-annuity-basics-for-beginners/">Continued</a>
We answer some of the most common questions we get from potential clients regarding CDs and fixed annuities.
Through the AARP Annuity Marketplace powered by Blueprint Income, AARP members can customize, compare, and purchase simple annuities from seven insurance companies, each with a financial strength rating of A+ or higher.
There are two things you need to know if you’re an annuity owner or considering a purchase if you want to understand whether you can lose money. First, what kind of annuity do you own or are you considering purchasing? Second, what is the financial strength rating of the insurer?