Lauren Minches

Lauren Minches

Financial Planning Professional

Lauren is an actuary by training with expertise in retirement, finance, and risk. She writes about annuities to make them easier to understand and evaluate. Her goal is to help people create retirements with more time for living and less time thinking about money.

Social Security

The Good and Bad of Social Security

You know that Social Security plays a significant role in retirement, but what are the overlooked pros and cons of it? We’ve laid them out here.

Social Security

Basics of Social Security

For over eighty years, Social Security has provided Americans with a stream of guaranteed income that gives certainty in retirement. But few people actually understand how the program works. Here’s what you need to know.

Retirement Planning

5 Challenges Women Face in Retirement

Women tend to live longer and therefore need to prepare more for retirement. And, with most couples, women aren’t very involved in retirement planning.

Retirement Planning

Staying on Track for Retirement in Your 60s

With retirement approaching, reviewing your goals will ensure that you are on track for retirement. Here’s a quick checklist of the what you should be doing to prepare during your 60s.

Retirement Planning

Staying on Track for Retirement in Your 50s

As you get closer to retirement and continue working towards your saving goals, it’s important to incorporate a plan for your retirement spending. Here’s how you can start thinking about it.

Retirement Planning

Retirement Planning Tips for Millennials

Getting ahead of retirement planning can help you achieve your goals sooner. Our retirement planning tips for millennials give quick and easy suggestions for people in their 20s and 30s. One thing to be most aware of: retirement is more complicated without a pension.