Lauren Minches

Lauren Minches

Financial Planning Professional

Lauren is an actuary by training with expertise in retirement, finance, and risk. She writes about annuities to make them easier to understand and evaluate. Her goal is to help people create retirements with more time for living and less time thinking about money.

Social Security

Changes to Social Security

While Social Security has evolved since its inception, projections of its available funding has created concerns of its future viability. There could be changes to Social Security going forward. Here’s what you need to know.

Social Security

Taxing Social Security Benefits

Your combined income affects how much your Social Security benefits are taxed. Learn what tax bracket you fall into.

Social Security

Recent Changes to Social Security Benefits

Recent changes to the Social Security Act affect how married couples can claim for spousal benefits. Find out if these amendments change your claiming strategy.

Social Security

Cost of Living Adjustment for Social Security

Social Security is impacted by the Cost of Living Adjustment (COLA) which accounts for inflation changes. Because of concern of how adequate this adjustment is, there are possible alternatives for Social Security reflecting inflation increases.

Social Security

Social Security by Age of Participant

Knowing when you’re eligible to receive Social Security impacts your retirement planning. We’ve broken down the three key ages for when you can start.

Social Security

Requirements for Social Security Benefits

With Social Security playing an increasingly important role in retirement planning, it’s important to fully understand what you need to do during your working years to qualify for Social Security benefits.