Nimish Shukla

Nimish Shukla

Financial Planning Professional

Nimish has spoken with thousands of customers about retirement spending. As a CFA Charterholder and licensed fixed annuity producer he values the importance of building an income stream for retirement. In addition to his work at Blueprint Income he is also a regular contributor to Nerdwallet.

Annuity Basics

Understanding Rate Lock and How It Differs Between Income Annuities and Fixed Annuities

A summary of rate lock procedures for income annuities and fixed annuities.

Annuity Basics

Online Annuities: How (and How Not) to Buy an Annuity Online

Not all annuity website are created equal. Do your homework.

Annuity Basics

No Agent Annuities? Be Careful about Empty Promises

Not all insurance agents are created equal. Be leery of those who think of your financial life as an opportunity to sell you something.

Annuity Basics

Should You Hate Annuities like Ken Fisher?

Should you hate annuities? Yes, some types. Others? No, not if you believe the federal government, trusted academics or Ken Fisher himself.

QLACs

Purchasing a QLAC in a Tax Deferred Plan

Instructions for how to purchase a Qualified Longevity Annuity Contract (QLAC) in a 401(k), 403(b), IRA or other plan.

QLACs

How to Purchase a QLAC with 401(k) Funds

You have a few options if you'd like to purchase a QLAC with a 401(k).

Retirement Planning

Finding the Right Financial Product for Your Retirement Objectives

Planning for your retirement can be broken down into three primary objectives: liquidity, growth, and income. There are different financial products to use to meet each of those needs.

Retirement Income

What Should I Do with My Fixed Annuity at Maturity?

A summary of the different options you have when your fixed annuity matures.

Retirement Planning

Use Technology to Address These 3 Retirement Challenges

Preparing for retirement can be challenging but new technology is making it easier to prepare, plan and manage retirement. Using technology can lower fees, provide better education and access to new opportunities

Retirement Planning

How Stock Market Drops Affect Your Retirement

401(k)s have become the predominant way to prepare for retirement, which leaves retirement savings exposed to market volatility. As a result, we are more sensitive to changes and drops in the markets. Knowing how stock market drops affect your retirement means it's important to protect your investments from movements in the market.