
Longevity
Non-Guaranteed Retirement Income Strategies
Utilizing asset-based tools to save for retirement is a great supplement to income annuities and the Personal Pension. Find out the four ways you can accumulate additional assets.
Retire easy with the Personal Pension, the first of its kind retirement product.
Unlike an income annuity where you pay in all at once, you make contributions to the Personal Pension with as little as $100 a month over your working life, with each contribution buying you a predetermined amount of future annuity income. You can put away money towards your Personal Pension just like you would into your 401(k) or IRA accounts, but instead of investing in the market your savings go directly towards a pre-determined income stream in retirement, a better way to retire easy.
There are two major benefits of a Personal Pension that help you retire easy and securely:
It also helps you retire easy as works hand in hand with the retirement savings you already have. You can fund the Personal Pension with any pre-tax or post-tax money you already have saved. We’ll also never suggest that you cancel your 401(k) — because most employers match contributions and it’s a great way to save money for discretionary spending, especially early in your career. We believe that the Personal Pension is best used to secure basic spending needs (food, home, and predetermined medical expenses) that you’ll need in retirement regardless of how long you live, while your 401(k) can grow in the market and can cover all the extra stuff.
We work with the top insurance companies (A, A+ and A++ companies) to diversify your contributions over insurers, to guarantee the highest income in retirement and keep your savings safe. We focus on products providing low, reasonable commissions to us. The commission is paid by the insurer, so the payouts you get are exactly what you’re quoted.
You can get started with our Diagnostic Tool, which will project your income needs in retirement based on some basic information and suggest funding plans that are within your means. You can even customize it to how you want — this is all about you!
The Personal Pension makes planning for retirement simpler and safer. It helps you retire easy, as retirement should be the time you finally relax, not the years you spend worrying about your spending and whether your savings will run out.
A Personal Pension is a contract between you and top rated insurance companies. By making contributions to your Personal Pension over time, you develop a portfolio of guaranteed income available in retirement. Blueprint Income offers a Personal Pension account with the lowest minimum, $100. After opening an account, you can continue contributing flexibly in $100+ increments, each of which will increase your pension check. Click below to try customizing a Personal Pension.
You can continue with the enrollment process online or reach out to our team for assistance. Note that all future contributions are optional, but it’s always great to have a goal.
Utilizing asset-based tools to save for retirement is a great supplement to income annuities and the Personal Pension. Find out the four ways you can accumulate additional assets.
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