The Guardian Life Insurance Company of America is a Fortune 500 company offering life, disability, and other benefits for individuals, at the workplace, and through government-sponsored programs. It was founded in New York, New York in 1860 and remains a mutual company (owned by its policyholders) more than 150 years later. As of December 31, 2017, Guardian reported having assets under management of $71.5 billion and capital of $8.0 billion. The company is rated “A++” by A.M. Best, “AA+” by S&P, “Aa2” by Moody’s, and “AA+” by Fitch.
As one of the oldest insurance companies, Guardian offers a variety of annuity products:
| Type | Name | Minimum Initial Premium | Minimum Recurring |
| Immediate Annuity (a.k.a. Single Premium Immediate Annuity) | Guaranteed Income Annuity III | $10,000 | Not possible |
| Longevity Annuity (a.k.a. Deferred Income Annuity) | SecureFuture Income Annuity | $5,000 | $100 |
| Qualified Longevity Annuity Contract | SecureFuture Income Annuity | $5,000 | $100 |
| Fixed Rate Annuity (a.k.a. Multi-Year Guaranteed Annuity) | Fixed Target Annuity | $5,000 | Not possible |
A Personal Pension is a contract between you and top rated insurance companies, including Guardian. By making contributions to your Personal Pension over time, you develop a portfolio of guaranteed annuity income available in retirement. Blueprint Income offers a Personal Pension account with the lowest minimum, $100. After opening an account, you can make subsequent contributions of $100 or more, each of which will increase your pension check. The Personal Pension backed by Guardian requires a $5,000 contribution to get started and allows for subsequent contributions of as little as $100.
Here you can see what contributing to a Personal Pension will guarantee you in annuity retirement income. After just a few years in retirement, you’ll have recouped your initial investment, and the rest will be profit.
At Blueprint Income, we offer income annuities from more than 15 top rated insurance companies, including Guardian. Click below to get real-time personalized quotes.
At Blueprint Income, we offer fixed annuities from more than 30 top rated insurance companies, including Guardian. Click below to get real-time personalized quotes.
From there, you’ll get access to our annuity guides and team of specialists to help you analyze your retirement finances and walk you through the application process.
An annuity is a way to turn your savings into guaranteed income you can’t outlive, no matter what happens in the market or how long you live. But, like everything else, there are the good and the bad. Learn how to tell the difference.
The Personal Pension provides guarantees and protection that the 401(k) does not, namely from longevity and market risks. Use a Personal Pension to supplement your 401(k), making sure to always take advantage of the 401(k) employer match.
The private pension (Personal Pension) provides a pension guarantee, which is a guarantee of steady retirement income backed by top-rated insurers. It's made up of annuities, which can be thought of as the opposite of life insurance.