Longevity
Fixed and Income Annuities Overview
An annuity is a way to turn your savings into guaranteed income you can’t outlive, no matter what happens in the market or how long you live.
Insurer Spotlight: Guardian Annuities and Company Basics
Published February 16, 2018
Guardian, founded in 1860, is one of the annuity providers on Blueprint Income's platform.
- Guardian offers immediate annuities, longevity annuities, and QLACs
- Guardian is owned entirely by its shareholders
- As of December 31, 2017 Guardian reported having $71.5 billion assets under management
The Guardian Life Insurance Company of America is a Fortune 500 company offering life, disability, and other benefits for individuals, at the workplace, and through government-sponsored programs. It was founded in New York, New York in 1860 and remains a mutual company (owned by its policyholders) more than 150 years later. As of December 31, 2017, Guardian reported having assets under management of $71.5 billion and capital of $8.0 billion. The company is rated “A++” by A.M. Best, “AA+” by S&P, “Aa2” by Moody’s, and “AA+” by Fitch.
Products Offered by Guardian:
As one of the oldest insurance companies, Guardian offers a variety of annuity products:
| Type | Name | Minimum Initial Premium | Minimum Recurring |
| Immediate Annuity (a.k.a. Single Premium Immediate Annuity) | Guaranteed Income Annuity III | $10,000 | Not possible |
| Longevity Annuity (a.k.a. Deferred Income Annuity) | SecureFuture Income Annuity | $5,000 | $100 |
| Qualified Longevity Annuity Contract | SecureFuture Income Annuity | $5,000 | $100 |
| Fixed Rate Annuity (a.k.a. Multi-Year Guaranteed Annuity) | Fixed Target Annuity | $5,000 | Not possible |
Learn More About Guardian:
How Can I Purchase Guardian Income Annuities?
At Blueprint Income, we offer income annuities from more than 15 top rated insurance companies, including Guardian. Click below to get real-time personalized quotes.
How Can I Purchase Guardian Fixed Annuities?
At Blueprint Income, we offer fixed annuities from more than 30 top rated insurance companies, including Guardian. Click below to get real-time personalized quotes.
From there, you’ll get access to our annuity guides and team of specialists to help you analyze your retirement finances and walk you through the application process.
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