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Topic Insurance Companies

Insurance Companies

What happens if an insurance company goes out of business?

If an insurance company goes out of business state agencies work to protect customers and ensure that the maximum amount of claims are paid out. Each state has varying maximums so it’s important to know what these limits are.

Insurance Companies

What credit rating does Blueprint Income generally recommend?

Blueprint Income only works with insurance companies with an A.M. Best rating of A or higher.  

Insurance Companies

What’s the relative stability of an A++ rated insurance company?

The stronger the rating of an insurance company, the more likely it is to repay any outstanding claims it has. Accordingly, an insurance company with an A++ rating has consistent financial performance, a strong corporate and managerial structure, and credible payment history.

Insurance Companies

How are insurance companies rated?

Independent agencies, such as A.M. Best and S&P, rate the financial strength of insurance companies on a scale from D to A++. The rating indicates the credibility and ability an insurance company has to repay any claims to customers.  

Insurance Companies

What relationship does Blueprint Income have with the insurance companies?

Blueprint Income offers annuities from top-rated insurance companies with long histories of financial strength. It is these annuities that make up the Personal Pension and its guarantee. We are continually cultivating our relationships with insurance companies and only work with those whose mission aligns with Blueprint Income.

Insurance Companies

What insurance companies does Blueprint Income work with?

Blueprint Income offers annuities from Guardian, MassMutual, Pacific Life, Lincoln Financial Group, Mutual of Omaha, Protective, Minnesota Life, Principal, Integrity, PennMutual, AIG, Symetra, and American National.