401(k) Archives - Blueprint Income

Retirement Income

Should I Put My 401(k) into an Annuity?

Putting a portion of your 401(k) savings into an annuity makes sense if you’re looking to diversify your retirement savings and add a guaranteed piece to your portfolio. Your 401(k) is a basket of savings tied to market performance that does not protect you from the risk of living longer than expected (and needing an … <a href="https://www.blueprintincome.com/resources/retirement-income/should-i-put-my-401k-into-an-annuity/">Continued</a>

QLACs

Purchasing a QLAC in a Tax Deferred Plan

Instructions for how to purchase a Qualified Longevity Annuity Contract (QLAC) in a 401(k), 403(b), IRA or other plan.

QLACs

How to Purchase a QLAC with 401(k) Funds

You have a few options if you'd like to purchase a QLAC with a 401(k).

Inside Blueprint Income

5 Reasons Why Annuities Without Cash Value Is Best

Annuities without cash value, a.k.a. income annuities, offer you protection from running out of money by providing guaranteed retirement income. These are the 5 reasons why income annuities are the best option for your retirement plan.

Retirement Planning

How Stock Market Drops Affect Your Retirement

401(k)s have become the predominant way to prepare for retirement, which leaves retirement savings exposed to market volatility. As a result, we are more sensitive to changes and drops in the markets. Knowing how stock market drops affect your retirement means it's important to protect your investments from movements in the market.