Annuity Rules Archives - Blueprint Income

Tag: Annuity Rules

Annuity Basics

Can I Take My Annuity as a Lump Sum?

Whether you can take your annuity as a lump sum depends on the kind of annuity you purchase, as well as when the annuity was purchased. The following annuities offer the ability to take a lump sum: Fixed annuities Variable annuities Indexed annuities However, if you purchased the annuity within the last few years, you … <a href="https://www.blueprintincome.com/resources/annuity-basics/can-i-take-my-annuity-as-a-lump-sum/">Continued</a>

Annuity Trends

April 2019: Bond Yields Decline And Annuity Rates (Mostly) Follow

There were steep declines in longer-term Treasury yields in March, largely precipitated by the Fed’s comments that they were less likely than previously assumed to raise rates this year, next year, and even in 2021.

QLACs

New Legislation, If Passed, Would Increase QLAC Limits

One part of the The Retirement Plan Simplification and Enhancement Act, calls for making upward revisions of the QLAC limit. Under the new proposed rules, you could contribute up to $200,000 or 100% of your 401(k) or IRA account balance to a QLAC, but it is still up in the air as to whether this will get passed.