Annuity Basics

What Is the Best Annuity?

The best annuity depends on your goals. If you’re looking for a pension-like monthly income stream for life, an income annuity is likely the best fit. If you’re looking for a CD-like guaranteed return for a set number of years, a fixed annuity is likely the best fit. If you’re looking for something that changes &hellip; <a href="https://www.blueprintincome.com/resources/annuity-basics/what-is-the-best-annuity/">Continued</a>

Annuity Basics

Should I Invest in an Annuity?

You should consider investing in an annuity if you’re saving for retirement, consider yourself to be a moderate to conservative risk investor, and are interested in guaranteed income or growth.  If, on the other hand, you’re looking to access funds for a near-term purchase, only want to invest in higher risk/higher return potential assets, an &hellip; <a href="https://www.blueprintincome.com/resources/annuity-basics/what-is-the-best-annuity/">Continued</a>

Annuity Basics

Are There Any Good Annuities?

Yes, there are good annuities out there, but it’s important to do your research to make sure you get one of them. Originally annuities only existed to provide a pure guarantee, whether guaranteed income or a guaranteed return. Over time, a few different types of annuities have been created with different value propositions, demoting the &hellip; <a href="https://www.blueprintincome.com/resources/annuity-basics/what-is-the-best-annuity/">Continued</a>

Longevity

Good Annuities

A classic, good annuity is one that provides guaranteed income for as long as you live. It’s a way to diversify your portfolio, and make sure that your basic retirement expenses will be covered. But beware of market-based annuities that promise too much and don't deliver good value.