Retirement Income

What Happens to the Money in an Annuity When You Die?

What happens to the money in an annuity when you die depends on the type of annuity and the options chosen. If you have an immediate or longevity annuity and pass away, the contract will terminate unless you include a refund at death (a.k.a. cash refund or death benefit). Including the refund at death ensures &hellip; <a href="https://www.blueprintincome.com/resources/retirement-income/what-happens-to-the-money-in-an-annuity-when-you-die/">Continued</a>

QLACs

QLAC Limit Remains at $130,000 in 2019

The IRS QLAC limit for how much of your 401(k) or IRA you can convert into a Qualified Longevity Annuity Contract remains at $130,000 for 2019.

Annuity Basics

Stocks Lose 7% in October While Annuity Rates Continue to Rise

There are warning signs building that the 8-10% average market returns we’ve experienced over the last decade likely are not here to stay. The guaranteed 4%+ growth of most top-paying fixed annuities are starting to look more attractive.

Annuity Basics

Recent Fed Moves and Their Impact on Annuity Pricing

Annuity rates didn’t really budge in August. But given the declines in bond yields, that’s actually a good thing and means that annuity pricing might soon decline. If you’re thinking about making an annuity purchase before the end of the year, now is an attractive time to do it.