Annuity Basics

Recent Fed Moves and Their Impact on Annuity Pricing

Annuity rates didn’t really budge in August. But given the declines in bond yields, that’s actually a good thing and means that annuity pricing might soon decline. If you’re thinking about making an annuity purchase before the end of the year, now is an attractive time to do it.

Annuity Basics

Annuities & Inflation Risk in Retirement

Inflation risk in retirement captures the possibility that the prices of goods will increase beyond what your retirement income and savings can handle. Annuities do not do a good job protecting you from that risk, and instead are built to protect you from the other two big risks: market risk and longevity risk.

Insurance Companies

Insurer Spotlight: Minnesota Life Annuities and Company Basics

Minnesota Life, founded in 1880, is one of the annuity providers on Blueprint Income's platform.

Insurance Companies

Insurer Spotlight: Lincoln Financial Annuities and Company Basics

Lincoln Financial, founded in 1905, is one of the annuity providers on Blueprint Income's platform.

Insurance Companies

Insurer Spotlight: MassMutual Annuities and Company Basics

MassMutual, founded in 1851, is one of the annuity providers on Blueprint Income's platform.

Annuity Basics

Ready to Buy an Annuity? Here’s How the Process Works

To make the process of buying an annuity as seamless as possible, prepare to go through the following steps and be familiar with the following terminology. In addition to providing free, real-time annuity quotes, Blueprint Income will take care of the rest of the annuity buying process for you.

Annuity Basics

Preparing for Retirement If an Annuity Doesn’t Make Sense

An income annuity isn’t a good fit for everyone. Use the following strategies if an annuity isn’t the best fit for your retirement saving plan.

Insurance Companies

Insurer Spotlight: Guardian Life Annuities and Company Basics

Guardian Life, founded in 1860, is one of the annuity providers on Blueprint Income's platform.

QLACs

New Legislation, If Passed, Would Increase QLAC Limits

One part of the The Retirement Plan Simplification and Enhancement Act, calls for making upward revisions of the QLAC limit. Under the new proposed rules, you could contribute up to $200,000 or 100% of your 401(k) or IRA account balance to a QLAC, but it is still up in the air as to whether this will get passed.

The Personal Pension

The Personal Pension for Beginners

A Personal Pension offers guaranteed retirement income that lasts as long as you. Here's how the Personal Pension works.