We've expanded our real-time income annuity calculator to include Period Certain annuities. Unlike other income annuities, Period Certain annuities are not life contingent.
Annuity rates didn’t really budge in August. But given the declines in bond yields, that’s actually a good thing and means that annuity pricing might soon decline. If you’re thinking about making an annuity purchase before the end of the year, now is an attractive time to do it.
Inflation risk in retirement captures the possibility that the prices of goods will increase beyond what your retirement income and savings can handle. Annuities do not do a good job protecting you from that risk, and instead are built to protect you from the other two big risks: market risk and longevity risk.
Minnesota Life, founded in 1880, is one of the annuity providers on Blueprint Income's platform.
Lincoln Financial, founded in 1905, is one of the annuity providers on Blueprint Income's platform.
MassMutual, founded in 1851, is one of the annuity providers on Blueprint Income's platform.
To make the process of buying an annuity as seamless as possible, prepare to go through the following steps and be familiar with the following terminology. In addition to providing free, real-time annuity quotes, Blueprint Income will take care of the rest of the annuity buying process for you.
An income annuity isn’t a good fit for everyone. Use the following strategies if an annuity isn’t the best fit for your retirement saving plan.
Guardian Life, founded in 1860, is one of the annuity providers on Blueprint Income's platform.
One part of the The Retirement Plan Simplification and Enhancement Act, calls for making upward revisions of the QLAC limit. Under the new proposed rules, you could contribute up to $200,000 or 100% of your 401(k) or IRA account balance to a QLAC, but it is still up in the air as to whether this will get passed.