Annuity Basics

Sequence of Returns Risk & The Decision to Buy an Annuity

Market volatility is not good for pre-retirees. Low or negative returns when you're about to retire are particularly harmful, and this is known as sequence of returns risk. Income annuities help mitigate this risk.

Annuity Basics

Why Are Annuity Rates Increasing and Will It Continue?

Increasing annuity rates, usually driven by long-term Treasury bonds and investment-grade corporate bond yields, have caused buyers to question whether the trend will continue and how that affects their plan to purchase an annuity. While it's challenging to predict future long-term interest rates, there are strategies to mitigate interest rate risk.