Annuity Trends

November Market Update: Fed Cuts Rates Again, But Annuity Yields On The Rise

This past Wednesday, the Federal Reserve cut interest rates by 0.25% to a targeted range of 1.50% &#8211; 1.75%. The move was widely expected by financial markets and the reaction was muted. This is the third straight rate cut. On October 30, the Fed cut rates, continuing the downward pattern in short-term interest rates that &hellip; <a href="https://www.blueprintincome.com/resources/annuity-trends/november-market-update-fed-cuts-rates-again-but-annuity-yields-on-the-rise/">Continued</a>

Annuity Basics

Are Fixed Annuities a Good Investment?

Fixed annuities are a good investment for those looking for a safe, tax-advantaged way to earn a guaranteed return on retirement savings needed in the near future (3 to 10 years). Fixed annuities operate very similarly to CDs. Both vehicles offer a safe way to save money, crediting higher interest rates than those available through &hellip; <a href="https://www.blueprintincome.com/resources/annuity-trends/november-market-update-fed-cuts-rates-again-but-annuity-yields-on-the-rise/">Continued</a>

Annuity Basics

Recent Fed Moves and Their Impact on Annuity Pricing

Annuity rates didn’t really budge in August. But given the declines in bond yields, that’s actually a good thing and means that annuity pricing might soon decline. If you’re thinking about making an annuity purchase before the end of the year, now is an attractive time to do it.

Annuity Basics

The Yield Curve Is Flattening — Here’s What It Means for Annuities

A flattening yield curve (one where the difference between short-term and long-term Treasury yields is smaller than usual) suggests two annuity buying strategies. Either buy a fixed rate annuity now, and wait for rates to rise before buying an income annuity. Or, start buying income now but do so in small pieces over time.

Annuity Basics

Why Are Annuity Rates Increasing and Will It Continue?

Increasing annuity rates, usually driven by long-term Treasury bonds and investment-grade corporate bond yields, have caused buyers to question whether the trend will continue and how that affects their plan to purchase an annuity. While it's challenging to predict future long-term interest rates, there are strategies to mitigate interest rate risk.