Annuity Trends

July 2020: How Today’s Fixed Annuity Rates Compare

Fixed income yields are at historic lows, but there are plenty of fixed annuities offering 3%+ yield. Be sure to understand the insurer’s financial strength and that the withdrawal provisions before purchasing and make sure they fit with your intended use of the product.

Annuity Trends

July Market Update: Monetary and Fiscal Stimulus Propel Markets

The S&amp;P 500 and other market indices are almost back to pre-COVID levels. Credit spreads for the riskiest borrowers are back near historical averages despite depressed profitability expectations in most industries and much higher uncertainty about future profitability. This is occurring at a time of 13% unemployment, unprecedented government deficits, and in a period of &hellip; <a href="https://www.blueprintincome.com/resources/annuity-trends/whats-next-for-annuity-rates-september-2020/">Continued</a>

Inside Blueprint Income

Q&A with American Life CEOs Michael Salem and Mike Minnich

American Life (AM Best: B++) is currently offering the most competitive fixed annuity rates on the Blueprint Income platform. While just about every other insurer cut rates in March, American Life actually increased its rates. American Life is 60 years old, but, under new ownership, the company has refocused on leveraging modern technology to deliver &hellip; <a href="https://www.blueprintincome.com/resources/annuity-trends/whats-next-for-annuity-rates-september-2020/">Continued</a>

Annuity Trends

Bond Yields Hit All-Time Lows

The drop in US and global stock markets in response to the coronavirus has made it one of the worst weeks in stock market history. It’s best practice to make sure your portfolio is prepared to handle a wide variety of market stresses, and buying guaranteed retirement income or a guaranteed return annuity is strongly worth considering across all market scenarios.

Retirement 101

January 2020: Annuity Rates and Market Update

Payouts on income annuities were down slightly in December as the pricing for some of the top insurers on our platform decreased. The bond market was mostly unchanged month-over-month. Top fixed annuity payouts held steady.

Annuity Trends

November Market Update: Fed Cuts Rates Again, But Annuity Yields On The Rise

This past Wednesday, the Federal Reserve cut interest rates by 0.25% to a targeted range of 1.50% &#8211; 1.75%. The move was widely expected by financial markets and the reaction was muted. This is the third straight rate cut. On October 30, the Fed cut rates, continuing the downward pattern in short-term interest rates that &hellip; <a href="https://www.blueprintincome.com/resources/annuity-trends/whats-next-for-annuity-rates-september-2020/">Continued</a>

Annuity Basics

Are Fixed Annuities a Good Investment?

Fixed annuities are a good investment for those looking for a safe, tax-advantaged way to earn a guaranteed return on retirement savings needed in the near future (3 to 10 years). Fixed annuities operate very similarly to CDs. Both vehicles offer a safe way to save money, crediting higher interest rates than those available through &hellip; <a href="https://www.blueprintincome.com/resources/annuity-trends/whats-next-for-annuity-rates-september-2020/">Continued</a>