Annuity Basics

Who Should Not Buy an Annuity?

You should not buy an annuity if Social Security or pension benefits cover all of your regular expenses, you’re in below average health, or you are seeking high risk in your investments. Take our quiz here to decide if an annuity makes sense for you. If you’re interested in reading more, here are several articles &hellip; <a href="https://www.blueprintincome.com/resources/annuity-basics/who-should-not-buy-an-annuity/">Continued</a>

Pensions

Should You Keep Your Pension or Do the Lump-sum Buyout?

The majority of people who are offered a lump-sum buyout should keep their pension, but there are some situations where it is worthwhile to consider taking the lump-sum buyout and using a portion of it to purchase an annuity.

Pensions

Pension De-risking and Risk Transfer, Demystified

For many pensioners, corporate pension de-risking and risk transfers may have a minimal impact on their lives and could ultimately promote their retirement security. Read on to understand these transactions better.

Retirement Planning

How to Restore the Three-Legged Retirement Stool

The rise of the 401(k) and the corresponding decline of defined benefit pension plans upended the three-legged stool model for retirement savings, leading to retirement insecurity. Blueprint Income is working to restore the broken leg of the stool: pensions.