Annuity Basics

Why Are Annuity Rates Increasing and Will It Continue?

Increasing annuity rates, usually driven by long-term Treasury bonds and investment-grade corporate bond yields, have caused buyers to question whether the trend will continue and how that affects their plan to purchase an annuity. While it's challenging to predict future long-term interest rates, there are strategies to mitigate interest rate risk.

Retirement Planning

Taking Gains off the Table

The recent bull market has been an attractive place for investors looking to generate sizable returns on their investment. Ongoing speculation of a potential market downturn in 2018 is now leaving investors with the challenge of finding a way to protect their recent gains.

Pensions

5 Ways To Increase Your Pension Check

To maximize your retirement, you should try to maximize guaranteed income available to you. Here are 5 ways to increase your pension check.

The Personal Pension

Employer Pension Vs. Private Pension

If you don't have an employer pension plan, you can use a private pension (Personal Pension) to create one for yourself. Every dollar you put in buys you insurer-guaranteed income.

The Personal Pension

Insurance for Retirement with Private Pensions

If you bought life insurance to protect your family from the loss of your income should you pass away early, you might also want to buy insurance for retirement through a Personal Pension to protect them against the opposite risk: that you live a long time and run out of money.

Inside Blueprint Income

Guarantee in Retirement Goal: Blueprint Income

Matt Carey, the co-founder and CEO of Blueprint Income, sits down with FinLab and explains Blueprint Income’s mission to make the guarantee in retirement come with guaranteed, lifelong income.

The Personal Pension

Private Pensions to Supplement Your 401(k)

The Personal Pension provides guarantees and protection that the 401(k) does not, namely from longevity and market risks. Use a Personal Pension to supplement your 401(k), making sure to always take advantage of the 401(k) employer match.