Insurance Companies

Insurer Spotlight: Protective Life Annuities and Company Basics

Protective Life, founded in 1907, is one of the annuity providers on Blueprint Income's platform.

Insurance Companies

Insurer Spotlight: Pacific Life Annuities and Company Basics

Pacific Life, founded in 1868, is one of the annuity providers on Blueprint Income's platform.

Insurance Companies

Insurer Spotlight: MassMutual Annuities and Company Basics

MassMutual, founded in 1851, is one of the annuity providers on Blueprint Income's platform.

Insurance Companies

Insurer Spotlight: Guardian Life Annuities and Company Basics

Guardian Life, founded in 1860, is one of the annuity providers on Blueprint Income's platform.

QLACs

New Legislation, If Passed, Would Increase QLAC Limits

One part of the The Retirement Plan Simplification and Enhancement Act, calls for making upward revisions of the QLAC limit. Under the new proposed rules, you could contribute up to $200,000 or 100% of your 401(k) or IRA account balance to a QLAC, but it is still up in the air as to whether this will get passed.

Annuity Basics

Annuity Tax Forms for Qualified and Non-Qualified Income Annuities

Qualified and non-qualified income annuities have differing tax treatment, meaning that once your retirement income has begun you will receive different tax forms reporting the amount of income generated from your qualified or non-qualified annuity. Here are the tax forms for your annuity and when you can expect to receive them.

Retirement Planning

Retirement Options To Not Outlive Your Retirement Savings

The most prevalent retirement options today present a great risk: you could outlive them. Here we present five retirement options you can't outlive.

QLACs

QLAC Limit Increased Effective January 1, 2018

The IRS QLAC limit for how much of your 401(k) or IRA you can convert into a QLAC (special longevity annuity) has increased from $125,000 to $130,000.