QLACs

Should You Buy a QLAC?

A QLAC offers you a guaranteed income stream to give you peace of mind during retirement. We’ve created this quick checklist so you can know if a longevity annuity is a good fit for you.

QLACs

The Pros and Cons of a QLAC

QLACs have many financial benefits which make retirement planning simpler. But, it’s important that you know all they have to offer to determine if it’s right for you.

QLACs

What’s a QLAC?

A Qualified Longevity Annuity Contract (QLAC) is a pension-like product you can purchase with qualified savings that will provide you income for as long as you live. We’ve outlined the key components of QLACs and how they work here.

Longevity Annuities

Customize Your Longevity Annuity

There are many features you can add to your longevity annuity so it properly fits your needs. We’ve broken down the options you can select to customize your longevity annuity.

Longevity Annuities

Diversify Your Portfolio with a Longevity Annuity

Longevity annuities are comparable in many ways to low-risk fixed income investments, which provide steady, reliable income that doesn’t depend on the stock markets. We’ve laid out how a longevity annuity fits well in a diversified portfolio.

Longevity Annuities

How Will My Longevity Annuity Be Taxed?

The kind of savings used to purchase your longevity annuity will determine the taxes owed on the income payments you receive. We’ve broken down how you may be taxed.

Longevity Annuities

These Features Can Affect Your Longevity Annuity Rates

Your personal attributes and the extra features you choose to customize your longevity annuity with will affect the income you can generate. We’ve broken down how each option will affect your rates.

Longevity Annuities

Should You Buy a Longevity Annuity?

A longevity annuity can provide you with peace of mind during retirement. While not right for everyone, find out if a longevity annuity fits your retirement needs.

Longevity Annuities

The Pros and Cons of a Longevity Annuity

Longevity annuities have several financial benefits to help make retirement planning simpler, but also have some drawbacks. Find out what a longevity annuity has to offer before you purchase.