Annuity Trends
Annuity Rates Intelligence Report March 2022
Monthly annuity rates intelligence report to keep you informed and on top of annuity rates.
Tag: Retirement Income
Annuity Basics
Annuities 101 — Annuity Basics for Beginners
An annuity can provide guaranteed lifetime income that reduces the likelihood that you’ll run out of money in retirement. Income from an annuity is predictable, steady, and cannot be outlived. This Annuities 101 article provides an overview of annuities and links to resources that will help you decide if an annuity is right for you.
Retirement Planning
Finding the Right Financial Product for Your Retirement Objectives
Planning for your retirement can be broken down into three primary objectives: liquidity, growth, and income. There are different financial products to use to meet each of those needs.
Annuity Trends
Annuity Rates Intelligence Report December 2021
Monthly annuity rates intelligence report to keep you informed and on top of annuity rates.
Retirement Planning
Can I Retire?
Figure out if you've saved enough to support your retirement with Blueprint Income's 'Can I Retire' tool.
Retirement Income
Do Immediate Annuities Have Beneficiaries?
An immediate annuity can have beneficiaries as long as you elect to include a refund at death (a.k.a. a cash refund or death benefit) or a certain period (number of years where payments are guaranteed even if the annuitant has passed away). For immediate annuities purchased with a refund at death, the beneficiary will receive … <a href="https://www.blueprintincome.com/resources/annuity-trends/annuity-rates-intelligence-report-march-2022/">Continued</a>
Retirement Income
What Happens to the Money in an Annuity When You Die?
What happens to the money in an annuity when you die depends on the type of annuity and the options chosen. If you have an immediate or longevity annuity and pass away, the contract will terminate unless you include a refund at death (a.k.a. cash refund or death benefit). Including the refund at death ensures … <a href="https://www.blueprintincome.com/resources/annuity-trends/annuity-rates-intelligence-report-march-2022/">Continued</a>
Annuity Basics
Are Fixed Income Annuities a Good Investment?
Fixed income annuities are a good investment for those looking for guaranteed lifetime income in retirement. An income annuity is a lifetime income guarantee (typically paid monthly for the rest of your life) that you purchase from an insurance company as a way to reduce the risk that you run out of money in retirement. … <a href="https://www.blueprintincome.com/resources/annuity-trends/annuity-rates-intelligence-report-march-2022/">Continued</a>
Retirement Income
What Happens to an Immediate Annuity When You Die?
If you have an immediate annuity and pass away, the contract will terminate unless you include a death benefit (a.k.a. a cash refund or death benefit) or a period certain. Including the death benefit ensures that a beneficiary receives the premium paid less any income payments the owner had received prior to death. Even if … <a href="https://www.blueprintincome.com/resources/annuity-trends/annuity-rates-intelligence-report-march-2022/">Continued</a>
Annuity Basics
Is an Annuity a Good Investment?
An annuity is a good investment for those looking for guaranteed income or guaranteed growth of their retirement savings that is safe from market volatility. An annuity is generally not a good investment for those who need near-term access to their money and is generally not a good investment for those looking for higher risk … <a href="https://www.blueprintincome.com/resources/annuity-trends/annuity-rates-intelligence-report-march-2022/">Continued</a>