
Annuity Trends
9 Key Differences Between Fixed Annuities and CDs
We answer some of the most common questions we get from potential clients regarding CDs and fixed annuities.
We answer some of the most common questions we get from potential clients regarding CDs and fixed annuities.
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Deciding what the best company for annuities is depends on what you’re looking for in an annuity. Some companies offer better rates for one type of annuity than another. And, some companies that offer annuities have higher financial ratings than others, but they might offer lower rates. Blueprint Income is a marketplace that distributes simple … <a href="https://www.blueprintincome.com/resources/annuity-trends/9-key-differences-between-fixed-annuities-and-cds/">Continued</a>
Putting a portion of your 401(k) savings into an annuity makes sense if you’re looking to diversify your retirement savings and add a guaranteed piece to your portfolio. Your 401(k) is a basket of savings tied to market performance that does not protect you from the risk of living longer than expected (and needing an … <a href="https://www.blueprintincome.com/resources/annuity-trends/9-key-differences-between-fixed-annuities-and-cds/">Continued</a>
Yes, there are good annuities out there, but it’s important to do your research to make sure you get one of them. Originally annuities only existed to provide a pure guarantee, whether guaranteed income or a guaranteed return. Over time, a few different types of annuities have been created with different value propositions, demoting the … <a href="https://www.blueprintincome.com/resources/annuity-trends/9-key-differences-between-fixed-annuities-and-cds/">Continued</a>
You should consider putting your money in an annuity if you’re saving for retirement, consider yourself to be a moderate to conservative risk investor, and are interested in guaranteed income or growth. If, on the other hand, you’re looking to access funds for a near-term purchase, only want to invest in higher risk/higher return potential … <a href="https://www.blueprintincome.com/resources/annuity-trends/9-key-differences-between-fixed-annuities-and-cds/">Continued</a>
The habits that help us build our retirement nest-egg also prevent us from spending as much as we can in retirement. Annuities can help solve this challenge of underconsumption in retirement.