QLACs

What’s a QLAC?

A Qualified Longevity Annuity Contract (QLAC) is a pension-like product you can purchase with qualified savings that will provide you income for as long as you live. We’ve outlined the key components of QLACs and how they work here.

Longevity Annuities

Customize Your Longevity Annuity

There are many features you can add to your longevity annuity so it properly fits your needs. We’ve broken down the options you can select to customize your longevity annuity.

Longevity Annuities

Diversify Your Portfolio with a Longevity Annuity

Longevity annuities are comparable in many ways to low-risk fixed income investments, which provide steady, reliable income that doesn’t depend on the stock markets. We’ve laid out how a longevity annuity fits well in a diversified portfolio.

Longevity Annuities

The Financial Value of a Longevity Annuity

Comparing the exact financial value of a longevity annuity to a traditional investment product is like comparing apples to oranges. But it’s important to make some assumptions and run the numbers.

Longevity Annuities

How Will My Longevity Annuity Be Taxed?

The kind of savings used to purchase your longevity annuity will determine the taxes owed on the income payments you receive. We’ve broken down how you may be taxed.

Longevity Annuities

Should You Buy a Longevity Annuity?

A longevity annuity can provide you with peace of mind during retirement. While not right for everyone, find out if a longevity annuity fits your retirement needs.

Longevity Annuities

The Pros and Cons of a Longevity Annuity

Longevity annuities have several financial benefits to help make retirement planning simpler, but also have some drawbacks. Find out what a longevity annuity has to offer before you purchase.

Longevity Annuities

What’s a Longevity Annuity?

A longevity annuity is like a pension you can buy for yourself from an insurance company using your pre-tax or post-tax retirement savings, generating a guaranteed income that lasts as long as you do. It’s a great way to diversify your portfolio, and make sure that all, or most, of your basic retirement expenses will be covered for as long as you live.

Immediate Annuities

Customizing Your Immediate Annuity

There are many features you can add to your immediate annuity so it properly fits your needs. We’ve broken down the options you can select to customize your immediate annuity.