The Personal Pension

5 Reasons Why Annuities Without Cash Value Is Best

Annuities without cash value, a.k.a. income annuities, offer you protection from running out of money by providing guaranteed retirement income. These are the 5 reasons why income annuities are the best option for your retirement plan.

Retirement Planning

Retirement Options To Not Outlive Your Retirement Savings

The most prevalent retirement options today present a great risk: you could outlive them. Here we present five retirement options you can't outlive.


How Long Will I Live?

We aren’t fortune tellers, but with good data we can make predictions for the future. Here we answer the question “how long will I live?” by analyzing data.

Social Security

Applying for Social Security

Here’s what you need to know when applying for your Social Security benefits.

Social Security

Changes to Social Security

While Social Security has evolved since its inception, projections of its available funding has created concerns of its future viability. There could be changes to Social Security going forward. Here’s what you need to know.

Social Security

History of Social Security and its Evolution

The want for economic security is no new trend. We’ve laid out the evolution of Social Security and how it’s developed into the program it is today.

Social Security

Allocation to Social Security For Just A Part of Retirement Income

For most Americans, Social Security only accounts for a portion of their retirement income. Here’s how you can fill this gap to ensure you have enough income during your golden years.

Social Security

Taxing Social Security Benefits

Your combined income affects how much your Social Security benefits are taxed. Learn what tax bracket you fall into.

Social Security

Recent Changes to Social Security Benefits

Recent changes to the Social Security Act affect how married couples can claim for spousal benefits. Find out if these amendments change your claiming strategy.

Social Security

Cost of Living Adjustment for Social Security

Social Security is impacted by the Cost of Living Adjustment (COLA) which accounts for inflation changes. Because of concern of how adequate this adjustment is, there are possible alternatives for Social Security reflecting inflation increases.