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Retirement Planning

Smart Planning for a Long Retirement

Higher life expectancies mean longer retirements. It’s important to consider these tools and strategies to ensure that you don’t outlive your retirement savings.

The Personal Pension

Introducing the Personal Pension

Your Personal Pension is backed by insurance companies that guarantees for every dollar you contribute, you will receive a certain amount of income every month starting when you retire.

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Social Security

Recent Revisions to Social Security Benefits

Recent changes to the Social Security Act affect how married couples can claim for spousal benefits. Find out if these amendments change your claiming strategy.

Retirement Planning

5 Challenges Women Face in Retirement

Women tend to live longer and therefore need to prepare more for retirement. And, with most couples, women aren’t very involved in retirement planning.

Retirement Planning

Staying on Track for Retirement in Your 60s

With retirement approaching, reviewing your goals will ensure that you are on track for retirement. Here’s a quick checklist of the what you should be doing to prepare during your 60s.

Retirement Planning

Staying on Track for Retirement in Your 50s

As you get closer to retirement and continue working towards your saving goals, it’s important to incorporate a plan for your retirement spending. Here’s how you can start thinking about it.

Retirement Planning

Using Technology to Improve Your Retirement

People tend to think of technology as an exclusively millennial playing field. But don’t be fooled, there’s plenty of simple tech tools available to enhance how you manage your personal finances, particularly for retirement.

Retirement Planning

Smart Planning for a Long Retirement

Higher life expectancies mean longer retirements. It’s important to consider these tools and strategies to ensure that you don’t outlive your retirement savings.

Retirement Planning

Planning for Retirement with Income and Assets

Early in our careers, we think about retirement in terms of assets, but as we get closer to actually retiring, it’s important to shift and focus on income. Why? Assets run out. Lifetime income doesn’t.

Retirement Planning

How Your Spending Changes in Retirement

Household spending generally drops at retirement and then continues to decline throughout retirement. Here’s how people’s spending changes the most.

Longevity

Financial Products for Longevity: Social Security

Social Security, has been providing Americans with guaranteed income throughout retirement for years. Here’s how the program works and when you can claim your Social Security benefits.

Longevity

Tools to Estimate Your Longevity

Understanding your current habits can give you insight into your healthy life in retirement. These calculators can help you project what you can do now to ensure a comfortable retirement later.

Longevity

4 Ways to Live Longer

Maintaining a healthy lifestyle can help you enjoy your retirement. Here’s what you can do to stay on track.

Longevity

Will We All Live to Be 100?

Forty years ago, living until 100 was extremely unlikely. Thanks to new research, here’s how the human lifespan will continue increasing.

Longevity

3 Companies Revolutionizing Longevity Research

As the average lifespan increases, understanding human longevity is essential. These companies are focusing on your personal future and what longevity means in the long run.

Longevity

4 Big Opportunities with Longer Retirements

With a longer retirement you can take the time to explore your interests and hobbies. Unsure of what that may look like? Here are four opportunities you’ll have during retirement

Longevity

The Data on Longer Lives

The average human lifespan is increasing, but what does that really mean? We’ve compiled a list of the most significant facts on longevity.

Longevity

Announcing Our Series on Longevity

The average human lifespan is increasing, and with that retirement is too. It’s important to consider these three questions so you don’t outlive your savings during retirement.

Longevity

The 4% Rule

The 4% rule is a general rule of thumb to guide how much you can withdraw from your investments. Here’s how it works.

Longevity

Non-Guaranteed Retirement Income Strategies

Utilizing asset-based tools to save for retirement is a great supplement to income annuities and the Personal Pension. Find out the four ways you can accumulate additional assets.

Longevity

Good Annuities

A classic, good annuity is one that provides guaranteed income for as long as you live. It’s a way to diversify your portfolio, and make sure that your basic retirement expenses will be covered. But beware of bad annuities that promise too much and don't deliver good value.

Longevity

Annuities Overview

An annuity is a way to turn your savings into guaranteed income you can’t outlive, no matter what happens in the market or how long you live. But, like everything else, there are the good and the bad. Learn how to tell the difference.