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Retirement Planning

Smart Planning for a Long Retirement

Higher life expectancies mean longer retirements. It’s important to consider these tools and strategies to ensure that you don’t outlive your retirement savings.

The Personal Pension

Retire Easy with a Private Pension

You can retire easy and secure with a private pension (Personal Pension) because our Personal Pension is backed by a highly-rated insurance company that guarantees for every dollar you contribute, you will receive a certain amount of income every month starting when you retire.

Longevity

How to Mitigate Longevity Risk in Retirement

Increasing lifespans and a recent shift in the US retirement system from employer pensions to accumulation strategies has created new challenges for Americans planning for retirement. Learn how to mitigate longevity risk and create guaranteed retirement income that will last as long as you do.

Recent Articles

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Retirement 101

Comparing Bonds and Annuities for Retirement

Bonds and annuities have unique features that make them important components of your retirement portfolio. Understanding the role each plays in preparing for retirement can help you optimize the conservative, or safe, portion of your portfolio.

Retirement Planning

How to Restore the Three-Legged Retirement Stool

The rise of the 401(k) and the corresponding decline of defined benefit pension plans upended the three-legged stool model for retirement savings, leading to retirement insecurity. Blueprint Income is working to restore the broken leg of the stool: pensions.

Retirement 101

Insurance and Consumer Backstops for Retirement Savings

We entrust our long-term retirement security with companies and organizations who we hope will be around when we retire. What happens in the rare instances when they fail? This guide provides an explanation of forms of government-aided insurance and consumer backstops that protect your retirement nest-egg.

Annuity Basics

Annuities 101 — Annuity Basics for Beginners

An annuity is guaranteed lifetime income that reduces the likelihood that you’ll run out of money in retirement. Income from an annuity is predictable, steady, and cannot be outlived. This Annuities 101 article provides an overview of annuities and links to resources that will help you decide if an annuity is right for you.

Retirement Planning

How Stock Market Drops Affect Your Retirement

401(k)s have become the predominant way to prepare for retirement, which leaves retirement savings exposed to market volatility. As a result, we are more sensitive to changes and drops in the markets. Knowing how stock market drops affect your retirement means it's important to protect your investments from movements in the market.

Retirement Planning

Taking Gains off the Table

The recent bull market has been an attractive place for investors looking to generate sizable returns on their investment. Ongoing speculation of a potential market downturn in 2018 is now leaving investors with the challenge of finding a way to protect their recent gains.

Retirement Planning

History of Retirement (& Future Outlook)

The history of retirement starts with us not living long enough to retire. Then, the introduction of Social Security and pensions gave us retirement security. Today, we're struggling to manage market and longevity risks on our own.

Longevity

How Long Will I Live?

We aren’t fortune tellers, but with good data we can make predictions for the future. Here we answer the question “how long will I live?” by analyzing data.

Retirement Planning

5 Challenges Women Face in Retirement

Women tend to live longer and therefore need to prepare more for retirement. And, with most couples, women aren’t very involved in retirement planning.

Retirement Planning

Staying on Track for Retirement in Your 60s

With retirement approaching, reviewing your goals will ensure that you are on track for retirement. Here’s a quick checklist of the what you should be doing to prepare during your 60s.

Retirement Planning

Staying on Track for Retirement in Your 50s

As you get closer to retirement and continue working towards your saving goals, it’s important to incorporate a plan for your retirement spending. Here’s how you can start thinking about it.

Retirement Planning

Retirement Planning Tips for Millennials

Getting ahead of retirement planning can help you achieve your goals sooner. Our retirement planning tips for millennials give quick and easy suggestions for people in their 20s and 30s. One thing to be most aware of: retirement is more complicated without a pension.

Retirement Planning

Using Technology to Improve Your Retirement

People tend to think of technology as an exclusively millennial playing field. But don’t be fooled, there’s plenty of simple tech tools available to enhance how you manage your personal finances, particularly for retirement.

Retirement Planning

Smart Planning for a Long Retirement

Higher life expectancies mean longer retirements. It’s important to consider these tools and strategies to ensure that you don’t outlive your retirement savings.

Retirement Planning

Planning for Retirement with Income and Assets

Early in our careers, we think about retirement in terms of assets, but as we get closer to actually retiring, it’s important to shift and focus on income. Why? Assets run out. Lifetime income doesn’t.

Retirement Planning

How Your Spending Changes in Retirement

Household spending generally drops at retirement and then continues to decline throughout retirement. Here’s how people’s spending changes the most and how it can effect your saving plan.

Longevity

Financial Products for Longevity: Social Security

Social Security, has been providing Americans with guaranteed income throughout retirement for years. Here’s how the program works and when you can claim your Social Security benefits.

Longevity

Tools to Estimate Your Longevity

Understanding your current habits can give you insight into your healthy life in retirement. These calculators can help you project what you can do now to ensure a comfortable retirement later.

Longevity

4 Ways to Live Longer

Maintaining a healthy lifestyle can help you enjoy your retirement. Here’s what you can do to stay on track.

Longevity

Will We All Live to Be 100?

Forty years ago, living until 100 was extremely unlikely. Thanks to new research, here’s how the human lifespan will continue increasing.

Longevity

3 Companies Revolutionizing Longevity Research

As the average lifespan increases, understanding human longevity is essential. These companies are focusing on your personal future and what longevity means in the long run.

Longevity

How to Mitigate Longevity Risk in Retirement

Increasing lifespans and a recent shift in the US retirement system from employer pensions to accumulation strategies has created new challenges for Americans planning for retirement. Learn how to mitigate longevity risk and create guaranteed retirement income that will last as long as you do.

Longevity

4 Big Opportunities with Longer Retirements

With a longer retirement you can take the time to explore your interests and hobbies. Unsure of what that may look like? Here are four opportunities you’ll have during retirement

Longevity

The Data on Longer Lives

The average human lifespan is increasing, but what does that really mean? We’ve compiled a list of the most significant facts on longevity.

Longevity

Announcing Our Series on Longevity

The average human lifespan is increasing, and with that retirement is too. It’s important to consider these three questions so you don’t outlive your savings during retirement.

Longevity

The 4% Rule

The 4% rule is a general rule of thumb to guide how much you can withdraw from your investments. Here’s how it works.

Longevity

Non-Guaranteed Retirement Income Strategies

Utilizing asset-based tools to save for retirement is a great supplement to income annuities and the Personal Pension. Find out the four ways you can accumulate additional assets.

Longevity

Good Annuities

A classic, good annuity is one that provides guaranteed income for as long as you live. It’s a way to diversify your portfolio, and make sure that your basic retirement expenses will be covered. But beware of market-based annuities that promise too much and don't deliver good value.

Longevity

Annuities Overview

An annuity is a way to turn your savings into guaranteed income you can’t outlive, no matter what happens in the market or how long you live. But, like everything else, there are the good and the bad. Learn how to tell the difference.