We have recently identified parameters where certain indexed annuities with income riders generate more lifetime income than longevity annuities (a.k.a. deferred income annuities or DIAs).
At first, fixed indexed annuities appear to offer the best of both worlds: a guaranteed income stream with simultaneous market exposure for that money to grow. But, these products come with high fees that significantly reduce their value. Here’s why.
Don’t be fooled by the appeal of a fixed indexed annuity. We’ve broken down how FIAs really work here.
Fixed indexed annuities are complicated products that don’t do everything they promise. Here’s what a fixed indexed annuity looks like in real life.
We have recently identified parameters where certain indexed annuities with income riders generate more lifetime income than longevity annuities (a.k.a. deferred income annuities or DIAs).
We've expanded our real-time income annuity calculator to include Period Certain annuities. Unlike other income annuities, Period Certain annuities are not life contingent.
The answers to important questions when buying a fixed annuity.
A fixed annuity provides a safe, tax-advantaged way to earn a good return on savings needed in the near future, similar to a CD. We’ve created this quick checklist so you can know if a fixed annuity is a good fit for you.
Fixed annuities have several financial benefits to help make retirement planning simpler, but also have some drawbacks. Find out what a fixed annuity has to offer before you purchase.
There are many features you can add to your fixed annuity so it best fits your needs. We’ve broken down the options you can select to customize your fixed annuity.
Fixed indexed annuities are complicated products that don’t do everything they promise. Here’s what a fixed indexed annuity looks like in real life.
Don’t be fooled by the appeal of a fixed indexed annuity. We’ve broken down how FIAs really work here.
At first, fixed indexed annuities appear to offer the best of both worlds: a guaranteed income stream with simultaneous market exposure for that money to grow. But, these products come with high fees that significantly reduce their value. Here’s why.
A fixed indexed annuity sounds like the best of both worlds — an income which doesn’t stop and the ability for that money to grow, as it would in the market. But, the insurance companies and brokers sell them for very high fees with lots of caveats.