We are required to take your whole financial situation into account and make sure that a Personal Pension or traditional annuity is the right product for reaching your goals. Your goals. Not ours.
Yes, we do make a commission. It typically ranges from 1-3%.
Industry average for these types of commissions is 5%. We think that’s unfair to you, so we’ve negotiated ours down to a rate that feels fair and honest.
If you don’t need guaranteed retirement income, we’ll be the first to tell you.
In fact, of all the clients who have come to us for a traditional annuity, we’ve advised 60% of them not to proceed given their financial profile. See what we mean? Your interest. Not ours.
This level of transparency may seem like a no-brainer – we certainly think it is – but you might be surprised to find out how rare it is.
There has been a lot in the news lately about financial advisors and insurance agents who are incentivized to sell you what you don’t need. But we’re determined to do things differently. Our mission to fundamentally improve how Americans retire starts with lowering commissions in order to give you higher income.