Privacy Policy

Effective December 12, 2023

Blueprint Income, LLC (“we” or “us”) is committed to your privacy and takes your privacy seriously. This online privacy notice (“Notice”) describes our collection, use, and disclosure of your information, including your personal information (“Personal Information”, meaning information that can be used to identify you as an individual). This Notice is incorporated by reference into the Terms of Service. We may collect, use, and disclose your information as described in this Notice.

By visiting blueprintincome.com (the “Site”) or using any of our Site features, including applying for a financial product through the Site (collectively, “Services”, and the Site and Services are collectively the “Platform”), you agree that your information will be handled as described in this Notice. Your use of our Platform is subject to this Notice and our Terms of Service.

The Information We Collect About You

As explained in more detail below, we may collect various types of information about you directly from you and from third parties, as well as automatically when you use our Platform or when you otherwise engage with us, such as via chat or phone.

  • Information You Provide to Us. We collect information you provide to us when you apply for a product, when you contact us via phone or email, when you use financial calculators or other tools on the Site, or when you otherwise submit information through the Platform. This information may include Personal Information such as your name, physical address, phone number, email, date of birth, employment status, and social security number.
  • Information We Collect from Third Parties. We may receive information about you from third parties such as consumer or other reporting agencies; through your interactions with our affiliated companies; from data brokers; and from lead generation or referral partners. In addition, if you are on another website and you opt-in to receive information from us, that website will submit to us your email address and other information about you so that we may contact you as requested. You may also choose to participate in a third party application or feature (such as one of our Facebook (Meta) or Twitter applications or a similar application or feature on a third party website) through which you allow us to collect (or the third party to share) information about you, including usage information and Personal Information, such as lists of your friends, “likes”, comments you have shared, groups and location. Third parties (such as social media companies) may also give you the option to post information about your activities on our Platform to your profile page to share with others within your network. In addition, we may receive information about you if other users of a third party website give us access to their profiles and you are one of their “connections” or information about you is otherwise accessible through your “connections’” web page, profile page, or similar page on a social networking or other third party website or interactive service. We may supplement the information we collect about you through the Platform with such information from third parties to enhance our ability to serve you, to tailor our content to you and/or to offer you opportunities to purchase products or services that we believe may be of interest to you. We will handle such information in accordance with this Notice, but such information may also be subject to the privacy policies of the parties from whom we collect it.
  • Information We Collect Automatically. We automatically collect information about your use of the Platform through use of Tracking Technologies (as defined below), such as your browser type and operating system, device identifier (including your IP address or other unique identifier), browsing activity on the Site, links you click on the Site, your IP address, the length of time you visit our Site and, if applicable, the referring URL, or the webpage that led you to our Site. We may combine this information with other information that we have collected about you, including, where applicable, your user name, name, and other personal information. Please see the section “Tracking Technologies” below for more information.

How We Use Your Information

We use your information, including your Personal Information, for the following purposes:

  • To provide our Services to you, to communicate with you about your use of our Services, to respond to your inquiries, and for other customer service purposes.
  • To tailor the content and information that we may send or display to you, to offer location customization, and personalized help and instructions, and to otherwise personalize your experiences while using the Site or our Services.
  • For market research or for other marketing purposes.
  • To better understand how users access and use our Site and Services, both on an aggregated and individualized basis, in order to improve our Site and Services and respond to user desires and preferences, and for other research and analytical purposes.
  • To administer surveys and questionnaires.
  • To comply with legal obligations, as part of our general business operations, and for other business administration purposes.
  • Where we believe necessary to investigate, prevent or take action regarding illegal activities, suspected fraud, situations involving potential threats to the safety of any person or violations of our Terms of Service or this Notice.

How We Share Your Information

We may share your information, including Personal Information, as follows:

  • Financial Institutions or Advisors: As part of the Services, and as authorized by you, we may share your information with third party financial institutions or advisors for the purposes of processing your application for a product issued by such financial institution. Financial institutions with whom we share your information will use your information in accordance with their separate privacy notices, which we will provide to you. The financial institutions with whom we share your information are bound by contractual obligations to keep your personal information confidential and only use such information for the purposes for which you authorize us to disclose it to them.
  • Affiliates: We may disclose the information we collect about you to our affiliates.
  • Service Providers: We may disclose the information we collect about you to third party vendors, service providers, contractors or agents who perform functions on our behalf, or who provide the services or products made available through the Site in order to enable those providers to make available those products or services. The third-party vendors, service providers, contractors and agents that we use to support our business are bound by contractual obligations to keep your personal information confidential and only use such information for the purposes for which we disclose it to them.
  • Business Transfers: We may share your Personal Information with other entities and our affiliates primarily for business and operational purposes. In the event that we are involved in a bankruptcy, merger, acquisition, reorganization or sale of assets, your information may be sold or transferred.
  • In Response to Legal Process: We may transfer and disclose your information to law enforcement, government agencies, and other third parties to comply with a legal obligation; or when we believe in good faith that the law or a governmental authority requires such disclosure; to verify or enforce our Terms of Use or other applicable policies; to address fraud, security or technical issues; to respond to an emergency; or otherwise to protect our rights or property or security of third parties, visitors to our Platform or the public.
  • To Protect You, Us, or Others: We also may disclose the information we collect about you where we believe it is necessary to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the safety of any person, violations of our Terms of Service or this Notice, or as evidence in litigation in which we are involved.
  • Aggregate and De-Identified Information: From time to time, we may compile or aggregate some of your personal information with personal information from other clients for a variety of purposes, such as data analysis, research, marketing and reporting. If we share any of this aggregate or de-identified information, it will be information that cannot be used by unaffiliated third parties to personally identify you or other clients.

Our Use of Cookies and Other Tracking Mechanisms

Our Platform (and authorized third parties) uses cookies and other tracking technologies to collect information about you, your device, and how you interact with our Platform. This section contains additional information about the types of tracking technologies we use and the purposes for which we use them, the types of information we collect using these technologies, how we disclose or make information available to others, and choices you may have regarding these technologies.

Types Of Cookies And Tracking Technologies We Use

Our Platform and the third parties that we authorize may use the following tracking technologies:

  • Cookies, which are a type of technology that installs a small amount of information on a user's computer or other device when they visit a website. Some cookies exist only during a single session and some are persistent over multiple sessions over time.
  • Pixels, web beacons, and tags, which are types of code or transparent graphics that contain a unique identifier. In addition to the uses described in Section 4.b. below, these technologies provide analytical information about the user experience and help us customize our marketing activities. In contrast to cookies, which are stored on a user's computer hard drive, pixels, web beacons, and tags are embedded invisibly on web pages.
  • Session replay tools, which record your interactions with our Platform, such as how you move throughout our Platform and engage with our webforms. In addition to the uses described in Section 4b below, this information helps us improve our Platform and identify and fix technical issues visitors may be having with our Platform.
  • Embedded scripts and SDKs, which allow us to build and integrate custom apps and experiences, some of which may be developed by a third party.

Purposes for Using These Technologies

We and authorized third parties use these technologies for purposes including:

  • Personalization, such as remembering user preferences, login details and browsing behavior; tracking your activity across online properties and Platform over time to better understand your preferences and interests; and personalizing your online content;
  • Improving performance, such as maintaining and improving the performance of our Platform;
  • Analytics, such as analyzing how our Platform is used. For example, we use Google Analytics to help us improve our Platform, performance and user experiences. Google Analytics may use cookies and other tracking technologies to perform their services. To learn how Google Analytics collects and processes data, please visit: “How Google uses data when you use our partners’ sites or apps” located at www.google.com/policies/privacy/partners; and
  • Advertising, such as providing you with offers that may be of interest to you; conducting targeted advertising to you on our Platform and those of third parties; and measuring the effectiveness of our communications with you and advertising campaigns, including identifying how and when you engage with our communications.

Personal Information Collected

These Tracking Technologies collect data about you and your device, such as your IP address, cookie ID, device ID, AdID, operating system, browser used, browser history, search history, and information about how you interact with our Platform (such as pages on our Platform that you have viewed, including your specific mouse movements, page clicks, and other session replay information).

Disclosures of Personal Information

We may disclose information, including Personal Information to third parties or allow third parties to directly collect information using these technologies on our Platform such as social media companies, advertising networks, companies that facilitate session replay recordings and analysis, companies that provide analytics including ad tracking and reporting, security providers, and others that help us operate our business and Platform.

Your Choices

Some of the third parties we work with participate with the Digital Advertising Alliance ("DAA") and Network Advertising Initiative ("NAI"). The DAA and NAI provide mechanisms for you to opt out of interest-based advertising performed by participating members here and here. You can also refuse or delete cookies using your browser settings. If you refuse or delete cookies, some of our Platform’ functionality may be impaired. Please refer to your browser’s Help instructions to learn more about how to manage cookies and the use of other tracking technologies. If you change computers, devices, or browsers; use multiple computers, devices, or browsers; or delete your cookies, you may need to repeat this process for each computer, device, or browser. Opting out of interest-based advertising will not opt you out of all advertising, but rather only interest-based advertising from us or our agents or representatives. Some browsers have incorporated Do Not Track (“DNT”) preferences. We do not currently honor such signals.

Third-Party Links

Our Platform may contain links to third-party websites. Any access to and use of such linked websites is not governed by this Notice, but instead is governed by the privacy policies of those third party websites. We are not responsible for the information practices of such third party websites.

Security of My Personal Information

Blueprint Income takes our role in securing your personal information seriously. We employ industry-standard information security practices and we use trusted service providers.

Your personal information is encrypted while stored in our databases. Our backups and development environments are encrypted at rest and only our trained, internal staff will interact with sensitive or personal data and communications with external services are also made over encrypted connections.

We have implemented precautions to protect the information we collect from loss, misuse, and unauthorized access, disclosure, alteration, and destruction. Please be aware that despite our best efforts, no data security measures can guarantee security.

You should take steps to protect against unauthorized access to your password, phone, and computer by, among other things, signing off after using a shared computer, choosing a robust password that nobody else knows or can easily guess, and keeping your log-in and password private. We are not responsible for any lost, stolen, or compromised passwords or for any activity on your account via unauthorized password activity. We will never ask you for your password via email, phone, text or chat.

Please do not ever share your password with anyone.

What Choices Do I Have Regarding Promotional Emails?

We may send periodic promotional emails to you. You may opt-out of such promotional communications by following the opt-out instructions contained in the email. Please note that it may take up to 10 business days for us to process opt-out requests. If you opt-out of receiving emails about recommendations or other promotional information we think may interest you, we may still send you emails about your account or any Services you have requested or received from us.

Children Under 13

The Platforms are not directed to children under 13. We do not knowingly collect, use or disclose personally identifiable information from anyone under 13 years of age. If we determine upon collection that a user is under this age, we will not use or maintain his/her Personal Information without the parent/guardian’s consent. If we become aware that we have unknowingly collected personally identifiable information from a child under the age of 13, we will make reasonable efforts to delete such information from our records.

Contact Us

If you have questions or comments about this privacy policy, send an email to [email protected], or contact us at the address below:

Blueprint Income, LLC
10 Fan Pier Blvd
Boston, MA 02210

Changes to this Notice

We may update this Online Privacy Notice to reflect changes to our information practices. If we make any material retroactive changes we will notify you by email (sent to the e-mail address specified in your account) or by means of a notice on our Platforms prior to the change becoming effective. We encourage you to periodically review this page for the latest information on our privacy practices.

Supplemental Information for California Residents

This Privacy Disclosure describes how Blueprint Income handles Personal Information that is subject to the California Consumer Privacy Act (“CCPA”) for individual consumers and website visitors, such as an individual who interacts with us through blueprintincome.com, social media accounts, and online advertisements, (collectively, our “Platforms”), through communications (such as mail, email, and phone), at in-person events, and through other online and offline methods.

Our systems may contain links to other sites that we do not own or operate and where those sites' privacy policy may apply.

“Personal Information” means any information that identifies, describes, or can reasonably be associated with a particular individual.

Importantly, this Disclosure does not apply to Personal Information that is exempt from the CCPA, such as data subject to the federal Gramm-Leach-Bliley Act (“GLBA”), or the California Financial Information Privacy Act (collectively, “Exempt Financial Information”). 

Changes: We may update this Disclosure from time to time. Any updated Disclosure will be effective when posted. Please check this Disclosure periodically for updates. If required by law, we will contact you directly to provide you with an updated Disclosure.

Sources of Personal Information

We collect Personal Information about you from the following sources:

  • Directly from you. We may collect Personal Information you provide to us directly, such as when you contact us through our Platforms or when you otherwise engage with us, such as via chat, email or phone.
  • Data collected automatically and through tracking technologies. We may automatically collect information about you, such as through cookies and other tracking technologies, when you interact with our Platforms. This may include information about how you use and interact with our Platforms or otherwise interact with us, information about your device, and internet usage information. For more information, see “Section 5 – Cookies and Other Tracking Technologies.”
  • From service providers who collect information on our behalf. 
  • From our affiliates.
  • From third parties, such as commercial business partners, data brokers, social media companies or other parties who interact with us.
  • From publicly available sources. We may collect Personal Data about you from publicly available sources, such as public profiles and websites.

We may combine information that we receive from the various sources described in this Disclosure, including third party sources, and use or disclose it for the purposes identified below.

Types of Personal Information We Collect

We may collect the following types of Personal Information about you:

  • Identifiers, such as your name, email address, physical address, telephone number, and device identifiers.
  • Records about you, such as investments, estimated income, and other information that we obtain from commercial data partners. 
  • Protected class and demographic information, such as age (including birthdates), gender, and veteran status.
  • Commercial information, such as records of personal property, products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies.
  • Internet or other electronic network activity information, about you, your device, and how you interact with the Platforms. Data elements may include browsing history, search history, preference information (including marketing and purchasing preferences), account settings (including any default preferences), operating system, browser used, and other information about how you interact with our Platforms (such as pages on our Platforms that you have viewed).
  • Non-precise geolocation data, such as your location as derived from your IP address.
  • Audio, visual, or other sensory information, such as photographs and audio/video recordings.
  • Professional or employment-related information, such as job title, organization and other professional information. 
  • Education information.
  • Inferences drawn from any of the information we collect about your preferences or behavior.

How We Use Personal Information

We may use Personal Information for the following purposes:

  • For our internal business purposes, such as operating our Platforms and customizing the content; maintaining internal business records, such as accounting, document management and other similar activities; enforcing our policies and rules; management reporting; auditing; IT administration of our network, intranet, and other technologies; and IT security management and tasks.
  • For our internal research and business improvement purposes, such as verifying, maintaining, or improving the quality of our business (including our Platforms); evaluating the effectiveness of our advertising or marketing efforts; and debugging and repairing errors with our systems, networks, and equipment.
  • For legal, safety, or security reasons, such as complying with legal, reporting, and similar requirements; investigating and responding to claims against the Company, its personnel, and its customers; for the establishment, exercise or defense of legal claims; protecting our, your, our customers’, and other third parties’ safety, property or rights; detecting, preventing, and responding to security incidents; and protecting against malicious, deceptive, fraudulent, or illegal activity.
  • In connection with a corporate transaction, such as if we acquire, or sell or transfer all or a portion of our business or assets.
  • For marketing and targeted advertising, such as marketing our business or that of our affiliates, business partners, or other third parties (for purposes of this paragraph alone, “we” or ”our” includes our affiliates, business partners, or other third parties we may be working with to provide marketing). For example, we may use Personal Information we collect to personalize advertising to you on our Platforms or third party sites and digital properties; to analyze interactions with our email communications or website areas viewed; to develop product, brand or services audiences (including by identifying you across devices/sites) to better target our advertising to you; or to send you newsletters, surveys, questionnaires, promotions, or information about events or webinars. You can unsubscribe to our email marketing via the link in the email.

We may use anonymized, de-identified, or aggregated information for any purpose permitted by law.

How We Disclose Personal Information

We may disclose Personal Information to third parties, including the categories of recipients described below.  Although we do not “sell” Personal Information for money, we engage in routine practices involving third parties that could be considered a "sale" (meaning a disclosure of Personal Information to a third party for consideration) or “sharing” (meaning a disclosure of Personal Information to a third party for targeted advertising purposes), as defined under the CCPA.  We do not knowingly sell or share Personal Information about minors.

CATEGORIES OF PERSONAL INFORMATION WE COLLECT

CATEGORIES OF THIRD PARTIES WITH WHOM WE DISCLOSE PERSONAL INFORMATION FOR A BUSINESS PURPOSE

CATEGORIES OF THIRD PARTIES TO WHOM PERSONAL PERSONAL INFORMATION IS SOLD* OR SHARED*

Identifiers

- Affiliates
- Professional consultants
- Vendors necessary to complete transactions you request
- Law enforcement, government, agencies, and other recipients for legal, security, or safety purposes
- Other entities in connection with a corporate transaction
- Entities to which you have consented to the disclosure

- Advertisers, ad platforms and networks, and social media platforms;
- Third parties whose cookies and tracking tools we use as described in Section 5 (Cookies and Tracking Technologies)
- Commercial data partners to whom we make information available for their own marketing purposes; and
- Partners who work with us on promotional or sponsorship opportunities, including co-branded products and services.

Records about you

- Affiliates
- Professional consultants
- Vendors necessary to complete transactions you request
- Law enforcement, government, agencies, and other recipients for legal, security, or safety purposes
- Other entities in connection with a corporate transaction
- Entities to which you have consented to the disclosure

- Not sold or shared

Characteristics of protected classifications under California or federal law

- Affiliates
- Professional consultants
- Vendors necessary to complete transactions you request
- Law enforcement, government, agencies, and other recipients for legal, security, or safety purposes
- Other entities in connection with a corporate transaction
- Entities to which you have consented to the disclosure

- Not sold or shared

Commercial information

- Affiliates
- Professional consultants
- Vendors necessary to complete transactions you request
- Law enforcement, government, agencies, and other recipients for legal, security, or safety purposes
- Other entities in connection with a corporate transaction
- Entities to which you have consented to the disclosure

- Advertisers, ad platforms and networks, and social media platforms;
- Third parties whose cookies and tracking tools we use as described in Section 5 (Cookies and Tracking Technologies)
- Commercial data partners to whom we make information available for their own marketing purposes; and
- Partners who work with us on promotional or sponsorship opportunities, including co-branded products and services.

Internet or other electronic network activity

- Affiliates
- Professional consultants
- Vendors necessary to complete transactions you request
- Law enforcement, government, agencies, and other recipients for legal, security, or safety purposes
- Other entities in connection with a corporate transaction
- Entities to which you have consented to the disclosure

- Advertisers, ad platforms and networks, and social media platforms;
- Third parties whose cookies and tracking tools we use as described in Section 5 (Cookies and Tracking Technologies)
- Commercial data partners to whom we make information available for their own marketing purposes; and
- Partners who work with us on promotional or sponsorship opportunities, including co-branded products and services.

Geolocation data

- Affiliates
- Professional consultants
- Vendors necessary to complete transactions you request
- Law enforcement, government, agencies, and other recipients for legal, security, or safety purposes
- Other entities in connection with a corporate transaction
- Entities to which you have consented to the disclosure

- Advertisers, ad platforms and networks, and social media platforms;
- Third parties whose cookies and tracking tools we use as described in Section 5 (Cookies and Tracking Technologies)
- Commercial data partners to whom we make information available for their own marketing purposes; and
- Partners who work with us on promotional or sponsorship opportunities, including co-branded products and services.

Audio, visual, or other sensory information

- Affiliates
- Professional consultants
- Vendors necessary to complete transactions you request
- Law enforcement, government, agencies, and other recipients for legal, security, or safety purposes
- Other entities in connection with a corporate transaction
- Entities to which you have consented to the disclosure

- Not sold or shared

Professional or employment-related information

- Affiliates
- Professional consultants
- Vendors necessary to complete transactions you request
- Law enforcement, government, agencies, and other recipients for legal, security, or safety purposes
- Other entities in connection with a corporate transaction
- Entities to which you have consented to the disclosure

- Not sold or shared

Education information 

- Affiliates
- Professional consultants
- Vendors necessary to complete transactions you request
- Law enforcement, government, agencies, and other recipients for legal, security, or safety purposes
- Other entities in connection with a corporate transaction
- Entities to which you have consented to the disclosure- Affiliates
- Professional consultants
- Vendors necessary to complete transactions you request
- Law enforcement, government, agencies, and other recipients for legal, security, or safety purposes
- Other entities in connection with a corporate transaction
- Entities to which you have consented to the disclosure

- Not sold or shared

Inferences

- Affiliates
- Professional consultants
- Vendors necessary to complete transactions you request
- Law enforcement, government, agencies, and other recipients for legal, security, or safety purposes
- Other entities in connection with a corporate transaction
- Entities to which you have consented to the disclosure- Affiliates
- Professional consultants
- Vendors necessary to complete transactions you request
- Law enforcement, government, agencies, and other recipients for legal, security, or safety purposes
- Other entities in connection with a corporate transaction
- Entities to which you have consented to the disclosure

- Advertisers, ad platforms and networks, and social media platforms;
- Third parties whose cookies and tracking tools we use as described in Section 5 (Cookies and Tracking Technologies)
- Commercial data partners to whom we make information available for their own marketing purposes; and
- Partners who work with us on promotional or sponsorship opportunities, including co-branded products and services.

The categories of recipients in the chart above are used to mean:

  • Affiliates, including parent entities, corporate affiliates, business units, and other companies that share common ownership.
  • Professional consultants, such as accountants, lawyers, financial advisors, and audit firms.
  • Vendors necessary to complete a transaction that you request, such as shipping companies.
  • Law enforcement, government agencies, and other recipients for legal, security, or safety purposes, such as when we share information to comply with law or legal requirements, to enforce or apply our Terms of Use, Terms of Service and other agreements or policies, and to protect ours, our customers’, or third parties' safety, property, or rights.
  • Other entities in connection with a corporate transaction, such as if we, or some or all of our assets, are acquired by another entity, including through a sale in connection with bankruptcy or other forms of corporate change.
  • Entities to which you have consented to the disclosure.

Cookies and Other Tracking Technologies

Our Platforms (and authorized third parties) use cookies and other tracking technologies to collect information about you, your device, and how you interact with our Platforms. This section contains additional information about: 

  • The types of tracking technologies we use and the purposes for which we use them
  • The types of information we collect using these technologies
  • How we disclose or make information available to others
  • Choices you may have regarding these technologies

A. Types of cookies and tracking technologies we use

Our Platforms and the third parties that we authorize may use the following tracking technologies:

  • Cookies, which are a type of technology that installs a small amount of information on a user's computer or other device when they visit a website. Some cookies exist only during a single session and some are persistent over multiple sessions over time. 
  • Pixels, web beacons, and tags, which are types of code or transparent graphics that contain a unique identifier. In addition to the uses described in Section 5.B below, these technologies provide analytical information about the user experience and help us customize our marketing activities. In contrast to cookies, which are stored on a user's computer hard drive, pixels, web beacons, and tags are embedded invisibly on web pages. 
  • Session replay tools, which record your interactions with our Platforms, such as how you move throughout our Platforms and engage with our webforms. In addition to the uses described in Section 5.2 below, this information helps us improve our Platforms and identify and fix technical issues visitors may be having with our Platforms.
  • Embedded scripts and SDKs, which allow us to build and integrate custom apps and experiences, some of which may be developed by a third party.

B. Purposes for Using These Technologies

We and authorized third parties use these technologies for purposes including:

  • Personalization, such as remembering user preferences, login details and browsing behavior; tracking your activity across online properties and platforms over time to better understand your preferences and interests; and personalizing online content; 
  • Improving performance, such as maintaining and improving the performance of our Platforms; 
  • Analytics, such as analyzing how our Platforms are used. For example, we use Google Analytics to help us improve our Platforms, performance and user experiences.  Google Analytics may use cookies and other tracking technologies to perform their services.  To learn how Google Analytics collects and processes data, please visit: “How Google uses data when you use our partners’ sites or apps” located at www.google.com/policies/privacy/partners; and
  • Advertising, such as providing you with offers that may be of interest to you; conducting targeted advertising to you on our Platforms and those of third parties; and measuring the effectiveness of our communications with you and advertising campaigns, including identifying how and when you engage with our communications. 

C. Personal Information Collected

These tracking technologies collect data about you and your device, such as your IP address, cookie ID, device ID, AdID, operating system, browser used, browser history, search history, and information about how you interact with our Platforms (such as pages on our Platforms that you have viewed, including your specific mouse movements, page clicks, and other session replay information).

D. Disclosures of Personal Information

We may disclose information to third parties or allow third parties to directly collect information using these technologies on our Platforms such as social media companies, advertising networks, companies that facilitate session replay recordings and analysis, companies that provide analytics including ad tracking and reporting, security providers, and others that help us operate our business and Platforms.  

E. Your Choices

Some of the third parties we work with participate with the Digital Advertising Alliance ("DAA") and Network Advertising Initiative ("NAI"). The DAA and NAI provide mechanisms for you to opt out of interest-based advertising performed by participating members at http://www.aboutads.info/choices/ and https://optout.networkadvertising.org/

You can also refuse or delete cookies using your browser settings.  If you refuse or delete cookies, some of our Platforms’ functionality may be impaired.  Please refer to your browser’s Help instructions to learn more about how to manage cookies and the use of other tracking technologies.  If you change computers, devices, or browsers; use multiple computers, devices, or browsers; or delete your cookies, you may need to repeat this process for each computer, device, or browser. Opting out of interest-based advertising will not opt you out of all advertising, but rather only interest-based advertising from us or our agents or representatives. 

Some browsers have incorporated Do Not Track (“DNT”) preferences.  We do not currently honor such signals.

Data Retention

Our information governance and records management program establishes and maintains company policies and procedures governing the creation, retention, storage, and disposition of corporate records and information, provided that such information to be delete or destroyed is not subject to regulatory requirement to retain it or a legal hold. We retain corporate records for the minimum time period required by law or regulation and/or for a longer period of time consistent with business needs. We determine retention periods for corporate record information using both legal/regulatory citations and business requirements. Citations for retention periods are regularly reviewed by outside counsel and updated as necessary.  CCPA rights request records are subject to a two year retention period as required by California law.

Data Subject Rights

California Consumers may have certain rights, subject to legal limitations, regarding the collection, use, and sharing of Personal Information under the CCPA, such as:

  • Right to Know. You may request information about the categories of Personal Information we have collected about you; the categories of sources from which we collected the Personal Information; the purposes for collecting, selling, or sharing the Personal Information; and to whom we have disclosed your Personal Information and why.  You may also request the specific pieces of Personal Information we have collected about you
  • Right to Delete. You may request that we delete Personal Information that we have collected from you.
  • Right to Correct. You may request that we correct inaccurate Personal Information that we maintain about you.
  • Right to Opt Out of Sale/Sharing. You may request to opt out from the sale or sharing of your Personal Information. We do not knowingly sell or share any Personal Information of minors under the age of 16.

You may exercise a Right to Know, Right to Delete, or Right to Correct request via emailing us at [email protected] or by calling us at 888-867-7620 between 9AM to 6PM EST. 

You may exercise the Right to Opt-Out of Sale/Sharing by both submitting your email address and selecting the “Opted Out” option in our Preference Center. You may also call us at 888-867-7620 between 9AM to 6PM EST. More details about your right to opt out and options available to you is available in the Preference Center. To the extent required by law, we will honor opt-out preference signals sent in a format commonly used and recognized by businesses, such as an HTTP header field or JavaScript object. We will process opt-out preference signals at the browser level.

Non-Discrimination
We will not discriminate against you in any manner prohibited by law for exercising your privacy rights.

Verification
In order to process requests, we may need to obtain information to locate you in our records or verify your identity using reasonable methods. For Right to Know, Right to Delete, and Right to Correct, we will collect some or all of the following data elements: Name, Date of Birth, Email, Phone Number, and Address. We use a third party identity verification and fraud prevention service to verify the information you provide on your rights request form and which may present you with additional knowledge-based questions. When it comes to identity verification, our third party only tells us whether your identity passes verification and we do not use this information for any other purpose. In some cases, we may ask for more or different information if needed to otherwise support you request such as in cases of authorized agents. To exercise the Right to Opt Out of Sale/Sharing, you may be asked to provide and verify your email address.

Authorized Agents
Authorized agents may exercise rights on behalf of consumers by submitting a request via email at [email protected] and indicating that they are submitting the request as an agent. Agents should provide their own information to verify the agent’s identity, after which we will contact the agent with additional instructions to complete the consumer right submission process.  We may require agents to demonstrate authority to act on behalf of a consumer by providing signed permission and may require consumers to directly verify their identity with us using the methods described above. 

Timing
We will respond to Right to Know, Right to Delete, and Right to Correct requests within 45 days, unless we need more time in which case we will notify you and may take up to 90 days total to respond to your request.  We will respond to Right to Opt Out of Sale/Sharing requests within 15 days.

Contact Information

If you have questions regarding this Privacy Disclosure or how Blueprint Income uses your Personal Information, please contact us at 888-867-7620 or via email at [email protected].