Lincoln Financial Group, also known as Lincoln National Corporation, is a Fortune 250 company offering insurance and investment services. Its primary insurance entity, Lincoln National Life Insurance Company, was founded in Fort Wayne, Indiana in 1905. In addition to annuities, Lincoln offers life insurance and workplace retirement plans.

Lincoln Financial

Lincoln Financial's immediate annuity is called "Insured Income Immediate Annuity." It is available at initial premium levels of $25,000 or more with income starting 0 to 12 months from purchase. It can be purchased as single or joint life with or without the Refund at Death, Period Certain, or Inflation Adjustment options. Lincoln Financial also has a longevity annuity called “Deferred Income Solutions.” Their annuities are priced to provide higher income payout rates for higher premium levels.

Maximum issue age is 80 for life only, Maximum issue age for period certain is 95 and minimum issue age is 0.

Insured Income Immediate Annuity

Investment Account

401(k)

Roth IRA

1035 Exchange

Check

SIMPLE IRA

403(b)

401(a)

457(b)

Wire Transfer

Roth IRA Exchange

Traditional IRA Exchange

Lincoln Financial's longevity annuity is called "Deferred Income Solutions Builder." It is available at initial premium levels of $1,000 or more with the ability to add more money at $100+ increments. Income can start 13 months to 40 years from purchase. It can be purchased as single or joint life with or without the Refund at Death, Period Certain, or Inflation Adjustment options and is QLAC-compliant. Lincoln Financial also has an immediate annuity called “Insured Income Immediate Annuity.” Their annuities are priced to provide higher income payout rates for higher premium levels.

Deferred Income Solutions Builder

Savings

Checking

Should you pass away before the end of your contract, the accumulated value of the annuity, including interest, will be passed to your beneficiary without any charges or fees.

Lincoln Financial's fixed annuity is called "Lincoln MYGuarantee Plus Fixed Annuity." For each of their investment terms offered, from 3 years to 10 years, they provide a guaranteed rate of return that's fixed for the entire term. Policies can be issued for any amount between $10,000 and $2,000,000, with investments of $100,000 or more receiving a higher rate of return. During the contract term, they provide free access to 10% of your account value. And, at maturity or after the 5th contract year, you have the option to turn your account value into guaranteed lifetime income.

At the end of the contract term, you'll be able to withdraw the money invested, reinvest it in another fixed annuity, or turn it into guaranteed income via annuitization. If you do nothing, your annuity will be renewed for one year at a time at the rate in effect that year. Any withdrawals made before you turn 59 1/2 (other than rollovers to an IRA) will be charged a 10% penalty by the IRS.

Lincoln Financial Annuities

Fixed Annuity Products

Lincoln MYGuarantee Plus

Income Annuity Products

Insured Income Immediate Annuity

Deferred Income Solutions Builder

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