Finding the Right Financial Product for Your Retirement Objectives

Nov 14, 2022

Blueprint Income Team

Planning for your retirement can be broken down into three primary objectives: liquidity, growth, and income. There are different financial products to use to meet each of those needs.

  • Managing your finances for retirement can be broken down into three primary objectives
  • The three retirement objectives are liquidity, growth, and income
  • Consider financial products that can meet each of the three objectives

Planning for your retirement can be broken down into three primary objectives. For most retirees, these three objectives allow them to meet their retirement goals. These retirement objectives are:

  • Liquidity: Access to cash with little to no fees/penalties that allow retirees to meet any unforeseen expenses.
  • Growth: Assets that grow over time allow retirees to meet discretionary expenses in retirement and can be used to leave money to heirs at death. These assets tend to be riskiest to allow for the most growth.
  • Income: Income that ensures essential expenses are met no matter what happens with market-based assets.

Each of these objectives is best met through products that optimize for that objective. Diversifying across a portfolio provides you protection and helps ensure that all of your goals are met.

At Blueprint Income, we specialize in the income goal by offering a marketplace of simple income annuities. We also have a marketplace of fixed annuities for those looking for a guaranteed return. In both cases, we aim to have the most insurers (30+ now) and most competitive pricing out there.

Blueprint Income Team

We are a team of finance, insurance, and actuarial professionals working to make it easier for everyone to achieve a steady and comfortable retirement. We write about annuities (the good and the bad) and provide strategies to help Americans prepare for retirement.